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Zuto: Car finance reviews

Name: Car finance
Rating: 4.58 (295 reviews)

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4.72

Based on 295 reviews, last reviewed 12th Feb 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

88%

2 star

Latest highest rating:

5

Cole knew exactly what I was wanting by the favoured... Cole knew exactly what I was wanting by the favoured cars in the app and he got a car I really liked Reviewed on: 12th February 2026

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025

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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (295)

Review of the Zuto, Car finance:

VILE

this company is a SCAM! they will take your money, sell you cars that come with MAJOR faults, then the treatment from the staff there customer service is appalling , the CEO James Wilkinson, has no compassion he just passes the book, and blames different departments, Imaging selling a customer a car, with engine failure, a hold in the gas cylinder, left hand hydraulics collapsed. then say the car is working in there report!!! please be aware, I will keep posting this voluntarily to support those who are thinking of giving these people business. Reviewed on: 6th January 2023

Happy with service I received

Everything was explained well to me and things moved quickly Reviewed on: 23rd August 2025

Whole transaction went smooth and quick thanks to Adam

Whole transaction went smooth and quick thanks to Adam Reviewed on: 23rd August 2025

Josh was not pushy at all, let me lead the refinanci...

Josh was not pushy at all, let me lead the refinancing at my own pace and was very patient and made me feel comfortable at all times. Reviewed on: 22nd August 2025

Amazing experience with Laura - she is amazing, frie...

Amazing experience with Laura - she is amazing, friendly and very helpful. Reviewed on: 21st August 2025

Great service plenty of information.

Great service plenty of information. Adam helped and explained in great detail from start to finish. Reviewed on: 21st August 2025

Outstanding

Approved and new car sourced within a day. Excellent customer service. Thank you Jamie Pointon for sorting everything. Reviewed on: 20th August 2025

Our call handler Jake was great

Our call advisor Jake was very helpful and always on hand for any of our queries Reviewed on: 20th August 2025

Great!..

I can’t really fault Cara. She was excellent throughout, really providing a person centred approach and valuing what was most important to me. Reviewed on: 20th August 2025

Adam talked me through all of it even helped me with...

Adam talked me through all of it even helped me with searching for what I wanted, he was polite and made me feel at ease did not feel pressured all the way through Adam continued to ask if IAM ok and do I understand everything, definitely will let my friends and family know . Reviewed on: 20th August 2025

Cara was truly awesome.

Cara was truly awesome. Her help, kindness, patience and understanding was outstanding. I cant thank her enough for her assistance. From the first contact to the final outcome, nothing was too difficult for her. Reviewed on: 20th August 2025

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