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Zuto: Car finance reviews

Name: Car finance
Rating: 4.72 (296 reviews)

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4.72

Based on 296 reviews, last reviewed 28th Feb 2026

93% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

88%

2 star

Latest highest rating:

5

Nice and easy, Ryan was really helpful and a sound... Nice and easy, Ryan was really helpful and a sound guy Reviewed on: 28th February 2026

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025

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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (296)

Review of the Zuto, Car finance:

VILE

this company is a SCAM! they will take your money, sell you cars that come with MAJOR faults, then the treatment from the staff there customer service is appalling , the CEO James Wilkinson, has no compassion he just passes the book, and blames different departments, Imaging selling a customer a car, with engine failure, a hold in the gas cylinder, left hand hydraulics collapsed. then say the car is working in there report!!! please be aware, I will keep posting this voluntarily to support those who are thinking of giving these people business. Reviewed on: 6th January 2023

From start to finish amazing help and professionalism

From start to finish Laura Williamson has been helpful and professional. All staff that helped have been very helpful.i would recommend the company to anyone that needs help Reviewed on: 15th August 2025

Great service , great team.

Great service , great team. They will talk you through all you need to know. Impressive! Reviewed on: 15th August 2025

Professional, kind and helpful.

From the moment we put the application through to seeing the deal through with the car dealer there has been the upmost professionalism and kindness shown by Laura. No question was too small, no search for a car too big. I'm generally an anxious person but I was reassured every step of the way. Reviewed on: 14th August 2025

Adam was professional and friendly.

Adam was professional and friendly. Reviewed on: 14th August 2025

Adam Helme was a very helpful advisor and there at e...

Adam Helme was a very helpful advisor and there at every step of the way. Any questions I had he was brilliant through it all and was such a lovely friendly guy. Reviewed on: 13th August 2025

Samantha at Zuto was absolutely fantastic from start...

Samantha at Zuto was absolutely fantastic from start to finish. She made the whole car finance process smooth and stress-free, taking the time to clearly explain all my options and running through different figures until we found the perfect fit for my budget. She even helped me search for suitable cars, going above and beyond what I expected. Her communication was excellent, her advice was clear, and nothing ever felt like too much trouble. I genuinely couldn’t have asked for a more helpful, friendly, and professional service. Reviewed on: 13th August 2025

Laura Williamson called, explained everything that w...

Laura Williamson called, explained everything that would happen, asked me what my budget was, what kind of car would suit me. Explained everything and literally done everything for me, called the garage, arranged the car that i had picked. Spoke to her first on Monday, all the finance is sorted, I now pick the car up on Friday. Thank you Reviewed on: 13th August 2025

Car help

I cannot express enough how grateful I am for the incredible support I received during my car buying journey. From the very beginning, Laura guided me through every step of the process, making it not only easier but also enjoyable. Their extensive knowledge and dedication were evident as they helped me find the perfect car that fit my needs and budget. Thanks for all the support Reviewed on: 13th August 2025

It's friendly and quick service i have thank you so...

It's friendly and quick service i have thank you so much 100% recommended. Reviewed on: 12th August 2025

Quick and easy

Joshua was very helpful and always at hand to answer any questions. Very quick process and easy to do with the support of customer service. Thank you Joshua. Happy customer Kerry Davison Reviewed on: 11th August 2025

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