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Zuto: Car finance reviews

4.73
Based on 293 reviews, last reviewed 4th Feb 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Great service Great service, Ben Donlevy who i dealt with was very helpful and made sure that I was 100% happy and comfortable with the vehicle before letting me co... Read more Reviewed on: 4th February 2026
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Lewis Bowman

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025
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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

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Zuto Car finance reviews (293)

This is how customer service is done the right way.

5
Cara was incredibly helpful and understanding of Autism in a totally non judgmental way. Cara was friendly and willing to explain the things I didn't fully understand at first. Cara had all the information needed and was both professional and took the time to have a little joke. This helped me feel less anxious and proves that Cara excels at customer service. If you have a "goid service award" is would like to put Cara's name forward to receive acknowledgement of the work they do. Reviewed on: 5th August 2025

Friendly and helpful staff with good communication.

5
Friendly and helpful staff with good communication. Gave detailed and helpful information thought the whole sales process. Reviewed on: 5th August 2025

Helpful and quick

5
James was very helpful and always quick to respond. Reviewed on: 4th August 2025

Very good interact .i am happy

5
Very good interact . I am happy to do finance Reviewed on: 4th August 2025

Jamie gave knowledgeable, patient and excellent serv...

5
Jamie gave knowledgeable, patient and excellent service. Provided all the information I asked for and more! He’s a credit to the company. Thanks Reviewed on: 4th August 2025

No care when they have the money

1
Brilliant Upto the moment of signing finance agreement then trader then was rude and changed the deal so I said I did not want the car (within 12h of signing the paperwork ) now it has been 3 weeks and have called zuto everyday and they will say anything to get me off the phone and say will call me back but never do and say payments will defo be back tomorrow but never is or just say the trader won’t answer the phone. But they normally transfer me to to there team for recovering the funds but then the phone hangs up where I have been on hold so long.so now I’m 3 weeks in with no car and I’m paying the £382 a month . Reviewed on: 4th August 2025

Fantastic Service

5
My advisor Daniel Ross was brilliant from start to finish. Couldnt fault him. Managed to get my dream car an got a great warranty to protect it for 4 years. Give the man a raise! Reviewed on: 3rd August 2025

Great experience finding the right car.

5
Great experience finding the right car. The advisor looking after me was Sean mcavoy and was brilliant from start to finish. Never felt rushed into anything. Top man Reviewed on: 2nd August 2025

Sean McEvoy was great and helpful made the process v...

5
Sean McEvoy was great and helpful made the process very smooth. Reviewed on: 2nd August 2025

Despite my bad credit, Adam was very helpful and exp...

5
Despite my bad credit, Adam was very helpful and explained everything clearly from the start. Reviewed on: 1st August 2025

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