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Zuto: Car finance reviews

Name: Car finance
Rating: 4.72 (296 reviews)

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4.72

Based on 296 reviews, last reviewed 28th Feb 2026

92% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

88%

2 star

Latest highest rating:

5

Nice and easy, Ryan was really helpful and a sound... Nice and easy, Ryan was really helpful and a sound guy Reviewed on: 28th February 2026

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025

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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (296)

Review of the Zuto, Car finance:

VILE

this company is a SCAM! they will take your money, sell you cars that come with MAJOR faults, then the treatment from the staff there customer service is appalling , the CEO James Wilkinson, has no compassion he just passes the book, and blames different departments, Imaging selling a customer a car, with engine failure, a hold in the gas cylinder, left hand hydraulics collapsed. then say the car is working in there report!!! please be aware, I will keep posting this voluntarily to support those who are thinking of giving these people business. Reviewed on: 6th January 2023

Yes I wood they was friendly and with a not so good credit rating I stll got a car with this zento

it was done quickly and easily two get the car I want thanks you Reviewed on: 24th June 2017

Very professional and efficient

I was happy They were quick to deal with me and very professional and nice Reviewed on: 24th June 2017

Zuto is good and professional

I was really happy to be served so quickly and efficiently People were so helpful and nice Reviewed on: 24th June 2017

Excellent, super fast service

My car broke on the Sunday and I was approved and my car was ready by the following Wednesday. Without Zuto I probably wouldn't have a car right now. Lovely customer service skills too. Reviewed on: 24th June 2017

The best

The best crew. I will recommend them to anyone. Thank you Reviewed on: 24th June 2017

Excellent people and people skills

Very very helpful not a thing was to much for them at tall. There phone manner was excellent and always ring you like thay said. Reviewed on: 24th June 2017

Outstanding experience!

Thank you very much for your help! It came in a moment of my life when I was in big need for help! Reviewed on: 24th June 2017

7 Loan Agreements Between Us Over Years

I think the title says it all! We have used the service of Zuto over 7 agreements now. It's really helpful to have accurate information, kind and courteous staff each time we have applied. The process is unbelievably simple and in a matter of viewing the latest car we collected it later that week. Using Zuto gives us both the peace of mind knowing that from start to finish we will receive a excellent service. Most importantly no stress! We also could choose our car from any recognised approved dealership! The payout was amazing! So quick. We will be back I am sure in the future and wish to pay a special thanks to their Managing Director who was so kind and gracious to us for our returning business. A busy man yet takes the time to say "thank you" what a guy! It goes without saying that we are truly and honestly delighted! Thanks Zuto! Stephen Reviewed on: 24th June 2017

Excellent service from start to finish

Fantastic customer service, fast turnaround and made sure I got exactly what I was looking for. Reviewed on: 24th June 2017

When struggling zuto was there to help.

I was looking for a car on fiance but was strugglering due to having bad credit. Zuto really helped me and found me a company who would help me get a car. I now have a car on finance thanks to zuto. They was very professional and communication all the way through re assuring. Thanks zuto. Reviewed on: 24th June 2017

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