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Zuto: Car finance reviews

Name: Car finance
Rating: 4.58 (293 reviews)

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4.73

Based on 293 reviews, last reviewed 4th Feb 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

87%

2 star

10%

Latest highest rating:

5

Great service Great service, Ben Donlevy who i dealt with was very helpful and made sure that I was 100% happy and comfortable with the vehicle before letting me co... Read more Reviewed on: 4th February 2026

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025

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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (293)

Review of the Zuto, Car finance:

VILE

this company is a SCAM! they will take your money, sell you cars that come with MAJOR faults, then the treatment from the staff there customer service is appalling , the CEO James Wilkinson, has no compassion he just passes the book, and blames different departments, Imaging selling a customer a car, with engine failure, a hold in the gas cylinder, left hand hydraulics collapsed. then say the car is working in there report!!! please be aware, I will keep posting this voluntarily to support those who are thinking of giving these people business. Reviewed on: 6th January 2023

Super advisor highly recommended.

Super advisor highly recommended. Fights to the end with the success of 5 stars Reviewed on: 10th September 2025

Provides all the information needed and clearly.

Provides all the information needed and clearly. Helped a massive amount to find the right car for me. Reviewed on: 10th September 2025

Jamie has been extremely helpful and patience, made...

Jamie has been extremely helpful and patience, made car buying experience stress free. Reviewed on: 10th September 2025

Very professional couldn’t fault anything,

Very professional couldn’t fault anything, Reviewed on: 9th September 2025

Zuto did exactly what I wanted ,but......

I first found Zuto when looking for car finance when the dealership couldnt get me approved for one. After a soft search on my Creditscore Zuto offered me a great rate, but after applying with them the rate completely changed to one I wasnt to pleased with. My agent James Williamson did a fantastic job helping me find a car that was suitable for me and worked to get me the best rate with my credit history. There communication was great, friendly and couldnt do enough for you. I did get an agreement with them and im happy with the end result. I'd give them 5 stars on everything if it wasnt for the window rate being so far away from the actual rates I got offered Reviewed on: 9th September 2025

James williamson was a great help can’t recommend en...

James williamson was a great help can’t recommend enough very quick and was an easy application Reviewed on: 9th September 2025

Excellent customer service.

Excellent customer service. Very helpful Reviewed on: 9th September 2025

Really helpful and friendly staff

Nikita was really friendly and helpful, kept in contact with me regularly for updates and to set up the warranty plan. She was a pleasure to deal with thank you. Reviewed on: 8th September 2025

Thanks Jake!

Dealt with Jake who very helpful and thorough! This is the first time getting a car on finance and Jake explained everything to me. Reviewed on: 7th September 2025

Spoke and dealt with jake.

Spoke and dealt with jake. He explained everything perfectly and was very polite. Enjoyed dealing with him. Reviewed on: 7th September 2025

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