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Zuto: Car finance reviews

Name: Car finance
Rating: 4.58 (294 reviews)

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4.73

Based on 294 reviews, last reviewed 6th Feb 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

87%

2 star

10%

Latest highest rating:

5

Excellent service, great car knowledge and lots of p... Excellent service, great car knowledge and lots of patience! Thanks to Laurence =) Reviewed on: 6th February 2026

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025

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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (294)

Review of the Zuto, Car finance:

VILE

this company is a SCAM! they will take your money, sell you cars that come with MAJOR faults, then the treatment from the staff there customer service is appalling , the CEO James Wilkinson, has no compassion he just passes the book, and blames different departments, Imaging selling a customer a car, with engine failure, a hold in the gas cylinder, left hand hydraulics collapsed. then say the car is working in there report!!! please be aware, I will keep posting this voluntarily to support those who are thinking of giving these people business. Reviewed on: 6th January 2023

Spoke and dealt with jake.

Spoke and dealt with jake. He explained everything perfectly and was very polite. Enjoyed dealing with him. Reviewed on: 7th September 2025

I dealt with Jake, he was very professional and answ...

I dealt with Jake, he was very professional and answered all my questions, putting my mind at rest. He is very polite and made me feel happy to carry on with the loan, he explained everything I needed to know, thank you Jake Reviewed on: 7th September 2025

James Williamson was big help and talked me through...

James Williamson was big help and talked me through the process and helped me choose the right options Reviewed on: 6th September 2025

Was very nervous about taken out a big car finance.

Was very nervous about taken out a big car finance. Dan and Jake made me feel at ease from start to finish no hard sell left it to me to decide when to progress and was able to car shop at my leisure would recommend Reviewed on: 6th September 2025

James williamson was a great help and extremely effi...

James williamson was a great help and extremely efficient fantastic customer service Reviewed on: 6th September 2025

Outstanding, Efficient & Professional

Adam was an outstanding advisor. He provided a service that was professional, efficient and very easy to follow. No question was to much and no task was to tall. Top bloke and a credit to Zuto. Reviewed on: 6th September 2025

I dealt with Sean, who advised me on every bit of th...

I dealt with Sean, who advised me on every bit of the process, and was very helpful throughout. Reviewed on: 5th September 2025

Excellent service from Jake.

Excellent service from Jake. Super quick. Easy to deal with and very efficient Reviewed on: 5th September 2025

Jamie and Jack Excellent customer service

Jamie and Jack have been very helpful and patient with me as I was indecisive I appreciate there time and leaving me as a happy customer Reviewed on: 5th September 2025

Amazing from start to finish

It was so straight forward and Samantha Verdon helped me, when she was unavailable I hd help from ollie and Jake who were all just as brilliant as sam. Definitely loving there work! Reviewed on: 5th September 2025

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