Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

View other 118 118 Money products

4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5639)

Very easy application, very easy to use app

Very easy application, very easy to use app Reviewed on: 4th April 2026

Great - would recommend.

Great - would recommend. Really helpful and very easy to deal with. Reviewed on: 4th April 2026

Improved my credit score

Really good, it has helped me improve my credit score, but is a lot lower Apr than many similar products for those with lower credit scores Reviewed on: 4th April 2026

Very good so far, haven’t had any problems everythin...

Very good so far, haven’t had any problems everything seems well. Reviewed on: 4th April 2026

118 Money have been wonderful when it comes to my cr...

118 Money have been wonderful when it comes to my credit cards. Reviewed on: 4th April 2026

Over limit when I should not have been.

Just the other month I think it was January or beginning of February when I paid a payment of £118.00 which got credited to my account and my account was in credit nearly £200.00 then the next 2 days it vanished and I was over my limit by £59.00. The amount i used i them 2 days did not amount to £200.00 for definite. I DID NOT GET ANY HELP OF 118118 help chat.NOT IMPRESSED. Reviewed on: 4th April 2026

Very good easy going helps with anything you need ap...

Very good easy going helps with anything you need apr rates at a good standard Reviewed on: 4th April 2026

Fantastic

It was fantastic and I recommend Reviewed on: 4th April 2026

Great quick simple process with good understanding a...

Great quick simple process with good understanding and information Reviewed on: 4th April 2026

All good speeded service money is ready instantly

All good speeded service money is ready instantly Reviewed on: 4th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 3.66 from 97 reviews
Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Classic Credit Card
from Capital One 4.17 from 294 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4607 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub