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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Communication

Clear concise emails communications regarding my account Reviewed on: 4th April 2026

Fair and easy to apply.

Fair and easy to apply. Regular increases if paid on time etc customer services are great Reviewed on: 4th April 2026

Brilliant

Great companie and any problems they are there straight away best companie ive had from 118 Reviewed on: 4th April 2026

118 are all you need

118 are really efficient and the app is really easy to use, and they really are helpful and always keep you informed about new products and how any changes might affect you as a customer, they really do provide a great service. Reviewed on: 4th April 2026

Great card for everyday use, easy to use app

Great card for everyday use, easy to use app Reviewed on: 4th April 2026

Excellent customer service and very helpful app

Excellent customer service and very helpful app Reviewed on: 4th April 2026

Very easy application, very easy to use app

Very easy application, very easy to use app Reviewed on: 4th April 2026

Great - would recommend.

Great - would recommend. Really helpful and very easy to deal with. Reviewed on: 4th April 2026

Improved my credit score

Really good, it has helped me improve my credit score, but is a lot lower Apr than many similar products for those with lower credit scores Reviewed on: 4th April 2026

Very good so far, haven’t had any problems everythin...

Very good so far, haven’t had any problems everything seems well. Reviewed on: 4th April 2026

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