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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

118 Money have changed my attitude towards credit.

118 Money have changed my attitude towards credit. The app is simple to use and helps keep track of my spending, and the customer service is outstanding. Since opening my account they have supported my credit building through a range of circumstances. Reviewed on: 4th April 2026

An Excellent Service

I have had no issues at all. The app is easy to use. I've not had to contact customer service yet, which is a good sign...means everything is working smoothly. The application process was easy and I was approved very quickly Reviewed on: 4th April 2026

Great card and app.

Great card and app. Easy to use would recommend to friends and family. Reviewed on: 4th April 2026

Great service

I've never had an issue and when speaking to the friendly staff they've been most helpful and sorted whatever it is i needed out very quickly Reviewed on: 4th April 2026

The team are very helpful if u are having money trou...

The team are very helpful if u are having money troubles and can’t afford to make the monthly payment, and the help u out so it’s not a stress on yourself with worry Reviewed on: 4th April 2026

118 118 Reasons to go with 118 118 Money

It was very quick and easy to apply.The amount for which I qualified was fair and the instalments are very reasonable Reviewed on: 4th April 2026

Very good service, I been prompted and reminded of p...

Very good service, I been prompted and reminded of payments and was easy to use abroad Reviewed on: 4th April 2026

Customer service review

Very efficient service and excellent support Reviewed on: 4th April 2026

Perfect for daily shopping

Easy to use the card and app ,perfect for shopping very happy for having the card Reviewed on: 4th April 2026

I love the app, it’s safe, secure and ready to use,...

I love the app, it’s safe, secure and ready to use, much easier than other banking apps. Reviewed on: 4th April 2026

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