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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118 Money have been wonderful when it comes to my cr...

118 Money have been wonderful when it comes to my credit cards. Reviewed on: 4th April 2026

Over limit when I should not have been.

Just the other month I think it was January or beginning of February when I paid a payment of £118.00 which got credited to my account and my account was in credit nearly £200.00 then the next 2 days it vanished and I was over my limit by £59.00. The amount i used i them 2 days did not amount to £200.00 for definite. I DID NOT GET ANY HELP OF 118118 help chat.NOT IMPRESSED. Reviewed on: 4th April 2026

Very good easy going helps with anything you need ap...

Very good easy going helps with anything you need apr rates at a good standard Reviewed on: 4th April 2026

Fantastic

It was fantastic and I recommend Reviewed on: 4th April 2026

Great quick simple process with good understanding a...

Great quick simple process with good understanding and information Reviewed on: 4th April 2026

All good speeded service money is ready instantly

All good speeded service money is ready instantly Reviewed on: 4th April 2026

118 Money have changed my attitude towards credit.

118 Money have changed my attitude towards credit. The app is simple to use and helps keep track of my spending, and the customer service is outstanding. Since opening my account they have supported my credit building through a range of circumstances. Reviewed on: 4th April 2026

An Excellent Service

I have had no issues at all. The app is easy to use. I've not had to contact customer service yet, which is a good sign...means everything is working smoothly. The application process was easy and I was approved very quickly Reviewed on: 4th April 2026

Great card and app.

Great card and app. Easy to use would recommend to friends and family. Reviewed on: 4th April 2026

Great service

I've never had an issue and when speaking to the friendly staff they've been most helpful and sorted whatever it is i needed out very quickly Reviewed on: 4th April 2026

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