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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

The team are very helpful if u are having money trou...

The team are very helpful if u are having money troubles and can’t afford to make the monthly payment, and the help u out so it’s not a stress on yourself with worry Reviewed on: 4th April 2026

118 118 Reasons to go with 118 118 Money

It was very quick and easy to apply.The amount for which I qualified was fair and the instalments are very reasonable Reviewed on: 4th April 2026

Very good service, I been prompted and reminded of p...

Very good service, I been prompted and reminded of payments and was easy to use abroad Reviewed on: 4th April 2026

Customer service review

Very efficient service and excellent support Reviewed on: 4th April 2026

Perfect for daily shopping

Easy to use the card and app ,perfect for shopping very happy for having the card Reviewed on: 4th April 2026

I love the app, it’s safe, secure and ready to use,...

I love the app, it’s safe, secure and ready to use, much easier than other banking apps. Reviewed on: 4th April 2026

Great company for credit building and loans highly r...

Great company for credit building and loans highly recommended. My rating is now very high Reviewed on: 4th April 2026

Best customer service

Nothing but a great experience with 118 from the ease of the app to great customer service can't recommend 118 enough if your looking fit a credit card or loan Reviewed on: 4th April 2026

Was going well till I missed a payment!

Was going well till I missed a payment, then all I got was constant calls from a robot and texts saying you trying to call to discuss my account. Not a single person tried to call me! And the constant calls and text is boarding on harassment!!! Reviewed on: 4th April 2026

You miss a payment and get harassed by phone calls a...

You miss a payment and get harassed by phone calls and messages. Reviewed on: 4th April 2026

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