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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Great company for credit building and loans highly r...

Great company for credit building and loans highly recommended. My rating is now very high Reviewed on: 4th April 2026

Best customer service

Nothing but a great experience with 118 from the ease of the app to great customer service can't recommend 118 enough if your looking fit a credit card or loan Reviewed on: 4th April 2026

Was going well till I missed a payment!

Was going well till I missed a payment, then all I got was constant calls from a robot and texts saying you trying to call to discuss my account. Not a single person tried to call me! And the constant calls and text is boarding on harassment!!! Reviewed on: 4th April 2026

You miss a payment and get harassed by phone calls a...

You miss a payment and get harassed by phone calls and messages. Reviewed on: 4th April 2026

it chang my life 10goog

it chang my life i wil let all my frinds jon Reviewed on: 4th April 2026

Extremely easy application process.

Extremely easy application process. Followed by instant access to the credit card via Apple Pay. They keep in touch via email regularly and have my best interests. Reviewed on: 4th April 2026

Good comms

Good communication at all times. Helpful and consistent contact. Reviewed on: 4th April 2026

Super company

Fast easy experience, nice little app aswell to keep you upto date. Reviewed on: 4th April 2026

excellent service, great rates friendly staff

excellent service, great rates friendly staff Reviewed on: 4th April 2026

Excellent Experience with 118

I’ve had a really positive experience with the 118 Money Credit Card so far. The application process was straightforward, and I appreciated how clear everything was from the beginning—no confusing jargon or hidden surprises. It’s been a great option for building and managing my credit, especially with the manageable limits and easy-to-use online account. What stands out most is how transparent and supportive the service feels. Payments are easy to track, and I like having the flexibility to stay in control of my spending. It’s definitely helped me feel more confident about managing my finances. Overall, I’d recommend the 118 Money Credit Card to anyone looking for a simple, reliable way to improve their credit score while staying on top of their finances. Reviewed on: 4th April 2026

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