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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Really happy with my experience with 118 118 Money.

5
Really happy with my experience with 118 118 Money. Everything was simple from the start, and I got approved quickly. The account is easy to manage and everything is clearly explained, which I appreciate. It’s been a smooth experience so far and I’d definitely recommend them.” Reviewed on: 31st March 2026

Helpful tracking of spending

5
Helpful and gives advice on card usage, this keeps me informed Reviewed on: 31st March 2026

I got all that is needed from the app.

4
I got all that is needed from the app. Reviewed on: 31st March 2026

Great service

5
Easy to use and keep track of, great communication Reviewed on: 31st March 2026

Always helpful and quick, gets to the problem quickl...

5
Always helpful and quick, gets to the problem quickly and resolves Reviewed on: 31st March 2026

Application

5
Was so quick and easy from application to receiving my card and constant updates on the progress Reviewed on: 31st March 2026

Very good experience so far, good apr and flexible d...

5
Very good experience so far, good apr and flexible dates to pay Reviewed on: 31st March 2026

Great i have had no problems so far.

5
Great i have had no problems so far. Reviewed on: 31st March 2026

Constant messages/texts/emails that you start ignori...

3
Constant messages/texts/emails that you start ignoring them then miss something crucial. Hard to change any details on app. Have to talk to customer service who are only open 8-5pm. Thats a normal persons working hours. we are unable to sit on the phone Reviewed on: 31st March 2026

Very helpful

5
Very helpful even people to speak to Reviewed on: 31st March 2026

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