Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 5,555 reviews, last reviewed 23rd Apr 2026
394900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Everything is easy and steamlined nothing but easy. Everything is easy amd streamlined nothing but easy. Reviewed on: 23rd April 2026
James h's avatar
James h

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5555)

Excellent

5
Good service and good rates and customer services staff are really helpful Reviewed on: 30th March 2026

So easy and user friendly, just want you need.

5
So easy and user friendly, just want you need. Reviewed on: 30th March 2026

118 gave me the chance to get a credit card, even u...

5
118 gave me the chance to get a credit card, even upped my limit in a short time. Reviewed on: 30th March 2026

Easy to use, manageable and very convenient to use.

5
Easy to use, manageable and very convenient to use. Reviewed on: 30th March 2026

Never had any problems.

5
Never had any problems. Any queries always answered and dealt with promptly. Reviewed on: 30th March 2026

Always friendly and easy to speak to

5
Always friendly and easy to speak to Reviewed on: 30th March 2026

Overall credit card

5
I applied for 118 credit card, had quick response and it has helped with day to day living Reviewed on: 30th March 2026

Good card

5
All good easy to use and app is good Reviewed on: 30th March 2026

Good djdjssnsnnsnsnsnsnsndndxndjdndndnsnsnsnsnsndnd...

5
Good Reviewed on: 30th March 2026

Great service excellent rates easy to use app defini...

5
Great service excellent rates easy to use app definitely recommended Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products