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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

118118 card plus points

Simple and clear statements, fixed interest every month so you always know how much credit is left on your account, paying by direct debit is easy and don't have to worry about any payment by dates Reviewed on: 31st March 2026

Great service great help.

Great service great help. Excellent customer and App service Reviewed on: 31st March 2026

Always go the extra mile and alaways informative...

Always go the extra mile and alaways informative They are always ther for you Reviewed on: 31st March 2026

I like this credit card .

I like this credit card . Despicable any problems the team always helped Reviewed on: 31st March 2026

They Listen They Help

I have found 118 118 very easy to talk to they listen then offer a solution, it makes a nice change to speak to a human rather than with a bot Reviewed on: 31st March 2026

Service very good service and customer care

Service very good service and customer care Reviewed on: 31st March 2026

Best customer service

I have really enjoyed been with 118 118 since last year Reviewed on: 31st March 2026

Well been good so far no problems

Well been good so far no problems Reviewed on: 31st March 2026

Quick and easy

I have never had any problems with my card also I always used my app for any information I need Reviewed on: 31st March 2026

Best credit card provider ever!

I’ve had a really good experience with the 118 118 Money credit card so far. The application process was quick and straightforward, and I got accepted without any hassle, which was a big plus for me. The app is easy to use and makes it simple to keep track of my spending and payments. I also like how clear everything is—there aren’t loads of hidden fees or confusing terms, so it’s easy to stay on top of things. It’s been especially helpful for improving my credit score, as long as I pay it off on time each month. Customer service has also been reliable whenever I’ve needed help. Overall, I’d definitely recommend this card to anyone looking to build or improve their credit, as long as you use it responsibly. Reviewed on: 31st March 2026

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