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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Very easy manage your account and give you chance in...

5
Very easy manage your account and give you chance increase your limit Reviewed on: 31st March 2026

No Faults, No Worries, Simply Amazing!

5
Being a 118 customer, I have loved being a part! Your money is easy to understand, the customer service is amazing and I don't have to worry about my finances anymore. Would highly recommend to anyone looking for a credit lender! Reviewed on: 31st March 2026

Excellent customer service, any problems you have ar...

5
Excellent customer service, any problems you have are sorted out straight away. Reviewed on: 31st March 2026

Very quick response.

4
Very quick response. I recommend 118 Reviewed on: 31st March 2026

Straightforward and accessible, enjoy the humour

5
Straightforward and accessible, enjoy the humour Reviewed on: 31st March 2026

Friendly

5
Very friendly and helpful staff. App is really easy to use Reviewed on: 31st March 2026

Very helpful & professional staff.

5
Very helpful & professional staff, answered all questions promptly. Excellent rates & service. Highly recommended. Reviewed on: 31st March 2026

The online chat feature was very good when I had a q...

5
The online chat feature was very good when I had a query. My query got answered and resolves quickly. I don't recall a time needing to call customer service but that just goes to show the live chat done the job perfectly. Reviewed on: 31st March 2026

They help me to build my credit score,very pleased

5
They help me to build my credit score,very pleased Reviewed on: 31st March 2026

Dariusz Ruszel

5
To high interest.................. Reviewed on: 31st March 2026

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