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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5551 reviews)

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4.85

Based on 5,551 reviews, last reviewed 22nd Apr 2026

394500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

I got help when I needed it The application was easy to complete. I accessed my card and account very quickly. Online banking and app are also accessible. I got help when I neede... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5551)

118 118 was the only company to give me the opportun...

118 118 was the only company to give me the opportunity to rebuild my credit. The app is easy to use, and the text regularly to remind you of when your payments are due, which is useful when you’re busy. Great customer service. Reviewed on: 30th March 2026

118118 are so helpful and I would honestly say are o...

118118 are so helpful and I would honestly say are one of the best companies and credit cards out there Reviewed on: 30th March 2026

I used 118 118 money credit card for daily expenses.

I used 118 118 money credit card for daily expenses. Overall its easy and hussle free service. I wish i can get big amount figure. Reviewed on: 30th March 2026

When you need help you can trust help when you need it

When you need help you can trust them to help Reviewed on: 30th March 2026

Really good service and even when I was unable to ge...

Really good service and even when I was unable to get a card elsewhere or my options were limited, 118118 was really easy to apply and the service was excellent pricing clear instructions and product information to enable me to make an informed decision Reviewed on: 30th March 2026

Good service , always there to help , iv been a cust...

Good service , always there to help , iv been a customer a long time never had an issue , I would recommend to any one best credit card iv had , will always be 118 customer Reviewed on: 30th March 2026

Easy to use app, happy with the card.

Easy to use app, happy with the card. Customer service was a big let down though, nor helpful at all. Reviewed on: 30th March 2026

Easy app

Everything on the app is so easy to use other credit cards should look at how 118 do it and change Reviewed on: 30th March 2026

App is clear and easy to use.

App is clear and easy to use. Chatbot is very easy to use and telephone customer care is also good Reviewed on: 30th March 2026

Quick and easy, amazing would use again

Quick and easy, amazing would use again Reviewed on: 30th March 2026

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