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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Straightforward and accessible, enjoy the humour

Straightforward and accessible, enjoy the humour Reviewed on: 31st March 2026

Friendly

Very friendly and helpful staff. App is really easy to use Reviewed on: 31st March 2026

Very helpful & professional staff.

Very helpful & professional staff, answered all questions promptly. Excellent rates & service. Highly recommended. Reviewed on: 31st March 2026

The online chat feature was very good when I had a q...

The online chat feature was very good when I had a query. My query got answered and resolves quickly. I don't recall a time needing to call customer service but that just goes to show the live chat done the job perfectly. Reviewed on: 31st March 2026

They help me to build my credit score,very pleased

They help me to build my credit score,very pleased Reviewed on: 31st March 2026

Dariusz Ruszel

To high interest.................. Reviewed on: 31st March 2026

Great little help

Excellent card provider helps me out between pay days Reviewed on: 31st March 2026

Brilliant good card to get your credit back on top

Brilliant good card to get your credit back on top Reviewed on: 31st March 2026

Excellent service and super happy with my experience...

Excellent service and super happy with my experience all round with 118. The app is easy, log in is easy and the use of the card is excellent Reviewed on: 31st March 2026

I have had a fantastic experience from start to fini...

I have had a fantastic experience from start to finish and completely agree they should be nominated for every award. Reviewed on: 31st March 2026

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