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118 118 Money: Credit card reviews

4.85
Based on 5,543 reviews, last reviewed 22nd Apr 2026
393700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Got in to difficulty paying my account and they offe... Got in to difficulty paying my account and they offered me no extra interest on top top close the account and payoff my account. Reviewed on: 22nd April 2026
Tracy 's avatar
Tracy

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5543)

118118 are the best

5
118118 have given me a great experience as they have helped me build a better credit score and never judged me for applying for credit Reviewed on: 30th March 2026

All good so far no complaints does everything it say...

5
All good so far no complaints does everything it says on the tin Reviewed on: 30th March 2026

It's always a pleasure talking to customer service.

5
It's always a pleasure talking to customer service. They always go beyond and above Reviewed on: 30th March 2026

Was pre approved for this card easy application and...

5
Was pre approved for this card easy application and great communication higher credit limit than I expected Reviewed on: 30th March 2026

Great support all round.

5
Great support all round. Easy use website and app. Reviewed on: 30th March 2026

Interest rates are high

4
Interest rate is high, which makes paying card off harder Reviewed on: 30th March 2026

App is really useful, really helps keep track of whe...

5
App is really useful, really helps keep track of where I am up to. Reviewed on: 30th March 2026

Very good app to explore, they keep you informed of...

5
Very good app to explore, they keep you informed of ways to save money and to budget Reviewed on: 30th March 2026

Superb Company helped me in right time nothing bette...

5
Superb Company helped me in right time nothing better can be asked for Reviewed on: 30th March 2026

Professional team

5
professional team, very friendly, fast and reliable, everything is fine here and no hidden fees, everything is transparent Reviewed on: 30th March 2026

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