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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Excellent all around.

5
Excellent all around. Awesome app that actually updates quickly, and any issues customer service is exceptionally responsive when you speak with them. Actual humans who are friendly and understanding. Reviewed on: 31st March 2026

Very good and easy to use easy steps and understand...

4
Very good and easy to use easy steps and understandable Reviewed on: 31st March 2026

Reliable and easy to use when needed

5
Overall, I’ve had a very positive experience with this company. The app is clear, easy to use, and everything is straightforward to manage, which makes the whole process stress-free. I’ve never needed to contact customer service, which I think says a lot about how smoothly everything works. The only downside for me is that the interest rates are quite high. However, in emergency situations, it really does help, and when I needed a loan, it was available quickly and without hassle. Overall, I’m happy with the service and would recommend it for short-term financial support when needed. Reviewed on: 31st March 2026

Excellent service provided by 118money

5
Excellent service provided by 118money Reviewed on: 31st March 2026

Good experience to use this credit card

5
Good experience to use this credit card Reviewed on: 31st March 2026

They have excellent customer support service that gu...

5
They have excellent customer support service that guide you with essential information Reviewed on: 31st March 2026

Really helpful company

5
Never had any issues. They keep me informed about changes with texts and emails Reviewed on: 31st March 2026

Very professional and supportive service

5
Very professional and supportive service Reviewed on: 31st March 2026

I find 118 excellent, buy what you want, put it on t...

5
I find 118 excellent, buy what you want, put it on the card, pay it back, simple, good communication throughout the company, it's got my vote Reviewed on: 31st March 2026

service very quick

5
Answer questions very quick the service is very good Reviewed on: 31st March 2026

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