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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Helpful and friendly

All communication has been resolved quickly staff are friendly and helpful Reviewed on: 31st March 2026

The credit card experience has been fine.

The credit card experience has been fine. I have had no issues so fat Reviewed on: 31st March 2026

Straight forward and easy to use app to keep an eye...

Straight forward and easy to use app to keep an eye on the finance Reviewed on: 31st March 2026

Amazing company.

Amazing company. Does what it says on the tin. Reviewed on: 31st March 2026

Easy to apply for and straightforward

Easy to apply for and straightforward Reviewed on: 31st March 2026

Easy to apply,and get an increase

Easy to apply,and get an increase Reviewed on: 31st March 2026

Excellent all around.

Excellent all around. Awesome app that actually updates quickly, and any issues customer service is exceptionally responsive when you speak with them. Actual humans who are friendly and understanding. Reviewed on: 31st March 2026

Very good and easy to use easy steps and understand...

Very good and easy to use easy steps and understandable Reviewed on: 31st March 2026

Reliable and easy to use when needed

Overall, I’ve had a very positive experience with this company. The app is clear, easy to use, and everything is straightforward to manage, which makes the whole process stress-free. I’ve never needed to contact customer service, which I think says a lot about how smoothly everything works. The only downside for me is that the interest rates are quite high. However, in emergency situations, it really does help, and when I needed a loan, it was available quickly and without hassle. Overall, I’m happy with the service and would recommend it for short-term financial support when needed. Reviewed on: 31st March 2026

Excellent service provided by 118money

Excellent service provided by 118money Reviewed on: 31st March 2026

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