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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Good customer service easy to ise

5
Good customer service easy to ise Reviewed on: 27th March 2026

I’ve received nothing but support, even when I misse...

5
I’ve received nothing but support, even when I missed a payment—always with gentle reminders and understanding. Reviewed on: 27th March 2026

This card is my go to one.

5
This card is my go to one.started off with a small limit and my prompt payment's were rewarded with a higher credit limit Reviewed on: 27th March 2026

Very good excellent fantastic great

5
Very good excellent fantastic great Reviewed on: 27th March 2026

i have been using from 1month for daily expenses ver...

5
i have been using from 1month for daily expenses very useful for me Reviewed on: 27th March 2026

118118 gave me credit when no one else did.

5
118118 gave me credit when no one else did. As well as good app to manage your finances and it’s all clear. No hidden fees Reviewed on: 27th March 2026

EASY AS 1 2 3

5
Applied for Credit card is was easy and super fasr Reviewed on: 27th March 2026

Great starting balance when I really needed it and g...

5
Great starting balance when I really needed it and great apps to assist and manage your account. Reviewed on: 27th March 2026

Never had any problems and kept up dated on payments...

4
Never had any problems and kept up dated on payments due and nearing balance Reviewed on: 27th March 2026

Excellent company.

5
Excellent company. Easy to use and know where you stand with them Reviewed on: 27th March 2026

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