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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5450 reviews)

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4.85

Based on 5,450 reviews, last reviewed 21st Apr 2026

385400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent Happy to continue use my credit card …thank you 118 118 with good service and great customer service. Reviewed on: 21st April 2026

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5450)

Fast reliable and friendly service.

Fast reliable and friendly service. If I need money for emergency then I always use 118 118 credit as they are brilliant and worth 10 stars. Reviewed on: 22nd April 2025

When calling customer service

When calling customer service they were very helpful and friendly. Good communication Reviewed on: 22nd April 2025

So far no complaints.

So far no complaints. Always delivered. Reviewed on: 22nd April 2025

Brilliant service.

Brilliant service.. from applying to receiving the card. Easy to apply and once received the card and start using.. the app is clear and informative. Communication is great from knowing about account and what your balance is .. I like how your interest is added on your minimum amount so you know your interest is paid but also meeting the minimum about and able to pay off more quickly. Not just paying small amount and not making a difference. It's a great way of doing things Reviewed on: 22nd April 2025

Very good service on money transfers into my bank ac...

Very good service on money transfers into my bank account Reviewed on: 22nd April 2025

I like the customer service you provide and helping...

I like the customer service you provide and helping people reminding them when to make their next payments back, thus you not falling into debt. Reviewed on: 22nd April 2025

Reliable service, helpful with any issues

Reliable service, helpful with any issues Reviewed on: 22nd April 2025

Very helpful and professional.

Very helpful and professional. Stress free borrowing Reviewed on: 22nd April 2025

Super easy to apply.

Super easy to apply. easy to navigate the app. Nice n simple to use. Clear and concise app shows everything you need to know. Reasonable interest rate decent start limit too Reviewed on: 22nd April 2025

Happy so far with the service

I am pleased with my 118 credit card so far.the interest rate could be lower Reviewed on: 22nd April 2025

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