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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5409 reviews)

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4.85

Based on 5,409 reviews, last reviewed 21st Apr 2026

381900% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great service from start to Finnish very good customer Great service from start to Finnish very good customer Reviewed on: 21st April 2026

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5409)

The rates are high but helping me to build my credit...

The rates are high but helping me to build my credit score, apps easy to use, and quick response with customer service. Reviewed on: 16th April 2025

Staff are always happy to help.

Staff are always happy to help. Very professional and always very polite Reviewed on: 16th April 2025

Easy to use and great staff.

Easy to use and great staff. Never had any issues at all Reviewed on: 16th April 2025

Haven't dealt with customer service but find the app...

Haven't dealt with customer service but find the app basic with room for improvement statements do not have an estimated interest for following g statement like others do which woukd enable customers to be abke to manage there card better Reviewed on: 16th April 2025

118118 TOOK A CHANCE ON ME.

I was once out of my depth financially. Although my credit score at the time was rather weak. 118118 gave me a hope of a chance. Since then my financial status in reviewing my credit score has come in leaps and bounds,all due to 118118 taking a chance on me. I owe this company a huge thank you for believing in me. THANKYOU 118118. Reviewed on: 16th April 2025

Very helpful and quick.

Very helpful and quick. The app is great for keeping track off card or loan Reviewed on: 16th April 2025

Convenient, only negative is the high interest rate

Convenient, only negative is the high interest rate Reviewed on: 16th April 2025

I haven’t needed to contact Customer Service, as I h...

I haven’t needed to contact Customer Service, as I have not experienced any problems with 118 118. Using the card abroad is simple and without surcharges Reviewed on: 16th April 2025

Great credit card starter to build your credit score...

Great credit card starter to build your credit score started with a £250 limit and with in 2 and a half years its up to £2800 every time I've I had a problem they were very helpful Reviewed on: 16th April 2025

It’s been fantastic, I would recommend it to everyone

It’s been fantastic, I would recommend it to everyone Reviewed on: 16th April 2025

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