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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

James watkinson

5
Have been customer for long time all ways had good service never a problem Reviewed on: 22nd April 2025

Great card

5
118 has been consistent so far,although I know when to make payments but I get my reminders promptly Reviewed on: 22nd April 2025

My experience was very good.

5
My experience was very good. They accept me very quickly. Send me a card quickly basically it’s a excellent company. Reviewed on: 22nd April 2025

Very helpful and easily manageable

5
Very helpful and easily manageable Reviewed on: 22nd April 2025

Easy to step up fast and reliable service

5
Easy to step up fast and reliable service Reviewed on: 22nd April 2025

The best credit card

5
You can do anything on the app even pay on it if you don’t recognise a transaction I recommend you get one you can’t go wrong Reviewed on: 22nd April 2025

118 118 first class

5
Very efficient service, clear concise billing app very easy to use Reviewed on: 22nd April 2025

Great service

5
Never had any issues great sevice Reviewed on: 22nd April 2025

Process easy

5
I found from the process of application to receiving my card an easy informative way. The app and offers were easy to use and understand. The rates offered were affordable and I am very happy. Everything was professional and timely manner. Reviewed on: 22nd April 2025

I have had my card for a few years now and have alwa...

4
I have had my card for a few years now and have always been informed on offers and services and when fees are changing etc - have trouble checking balance etc as unable to install app and website doesn’t give much details on a/c Reviewed on: 22nd April 2025

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