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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Was easy to apply.

5
Was easy to apply. Easy to understand app. Fair rates. Reviewed on: 22nd April 2025

Easy to use and make your payment and remindd when p...

5
Easy to use and make your payment and remindd when payment is due Reviewed on: 22nd April 2025

I think it was straight forward always answered your...

5
I think it was straight forward always answered your problem and questions and was easy to apply for and the app is easy to use Reviewed on: 22nd April 2025

118 help when you need it

4
I have never had any trouble with 118 I always get a reminder when my payment is due so I have no excuse to be late Reviewed on: 22nd April 2025

amazing, good stuff, would recommend to lots of friends

5
amazing, good stuff, would recommend to lots of friends Reviewed on: 22nd April 2025

Easy application process.

5
Easy application process. Useful to manage all accounts on the app Reviewed on: 22nd April 2025

You will never go wrong with the 118-118 credit card

5
They are the best . You can never go wrong with them Reviewed on: 22nd April 2025

Very good customer service polite customer service

5
Very good customer service polite customer service Reviewed on: 22nd April 2025

Just straight forward no hassle at all

5
Just straight forward no hassle at all Reviewed on: 22nd April 2025

No frills 118

5
118 is honest what you get is what you no frills just the best in terms of explaining all about your card how to handle it the customer service is great,polite and helpful would not hesitate to recommend 118 to family and freinds Reviewed on: 22nd April 2025

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