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118 118 Money: Credit card reviews

4.85
Based on 5,470 reviews, last reviewed 21st Apr 2026
387200% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Best credit card provider helped me out when I neede... Best credit card provider helped me out when I needed it most Reviewed on: 21st April 2026
Ange's avatar
Ange

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5470)

A good choice for your finances

5
Never had any issues, have had loans from you also. Reviewed on: 22nd April 2025

Easy and fast

5
Easy to use and great for reminders Reviewed on: 22nd April 2025

118 118 card

5
At the beginning, I got a low credit and as time gone I’ve gone up to a big credit very very happy Reviewed on: 22nd April 2025

A good all-rounder

5
The APR seems to be fairly good compared to my other cards. Customer service is good and I don't feel ripped off so, all-in-all I have had a very good experience with 118 118 and their credit card. Reviewed on: 21st April 2025

Easy app to follow great customer service and great...

5
Easy app to follow great customer service and great service Reviewed on: 21st April 2025

It easy, self and reliable in getting money

5
It easy, self and reliable in getting money Reviewed on: 21st April 2025

Very easy and seamless to apply.

5
Very easy and seamless to apply. Reviewed on: 21st April 2025

118 you need money

5
118 you need money, call them with confidence and the money is already in your account Reviewed on: 19th April 2025

easy to operate APP great support if you need it...

5
easy to operate APP great support if you need it Using the card very easy and if you operate card correctly you do get an increase if you need or want it Reviewed on: 19th April 2025

App is very easy to use.

5
App is very easy to use. I got given a very competitive interest rate and have been very happy with my service. I would probably recommend to someone else if they needed a credit card. Very easy to change payment amount too. Reviewed on: 19th April 2025

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