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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5642)

Great experience from initial enquiry to date.

5
Great experience from initial enquiry to date. Reviewed on: 22nd April 2025

Been with 118 fur a number of years now and never ha...

4
Been with 118 fur a number of years now and never had any problems, all ways get reminded about upcoming payments Reviewed on: 22nd April 2025

Seamless from ened to end.

5
Seamless from ened to end. Helpful staff when using live chat. Reviewed on: 22nd April 2025

Great company

5
Good customer service very good security with customer details Reviewed on: 22nd April 2025

I have a credit card and loan and found the applicat...

5
I have a credit card and loan and found the application process so easy the only negative thing i would say is the monthly fee is expensive Reviewed on: 22nd April 2025

I'm very happy with the service you have provided

5
I'm very happy with the service you have provided Reviewed on: 22nd April 2025

Absolutely love 118 as they help and guide you shoul...

5
Absolutely love 118 as they help and guide you should you need their help but also they recognise when your doing well and they keep you within your financial limit Reviewed on: 22nd April 2025

Easy to use.

5
Easy to use. App great, plenty options to pay more each month. Offer loans too Reviewed on: 22nd April 2025

Brilliant 118118

5
Brilliant facility and would recommend 118118 Reviewed on: 22nd April 2025

Very easy to complete online and they keep you updat...

5
Very easy to complete online and they keep you update regularly, the best card I've had ... Reviewed on: 22nd April 2025

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