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118 118 Money: Credit card reviews

4.85
Based on 5,310 reviews, last reviewed 21st Apr 2026
373300% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and finance tips especially with the new a... Great app and finance tips especially with the new app which helps you to think before you spend Reviewed on: 21st April 2026
Michelle Barr's avatar
Michelle Barr

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5310)

Epic epic

5
I have been with 118 now for 2 yrs,. The options , offers and rates are fabulouse, abd the 2 guys on the add still lookin as hot as ever.. Best trusted ceedit card out there, now gimmi my £1000 prize hahah Reviewed on: 15th April 2025

Excellent service good customer service and support

5
Excellent service good support good service Reviewed on: 15th April 2025

Good company have been with the company for many years

5
Have been with the company for many years Reviewed on: 15th April 2025

Very helpful.

4
Very helpful. Letting you know when your close to your credit limit. Lost my card sent replacement within a week. Reviewed on: 15th April 2025

Easy to use and good quality service

5
Easy to use and good quality service Reviewed on: 15th April 2025

Fast customer service and feed back

5
Fast customer service and feed back Reviewed on: 15th April 2025

I found their services unique.

5
I found their services unique and easy to access their services online and on the telephone. Reviewed on: 15th April 2025

Long Time Customer - Extremely Happy

5
I've had the card for over 4 years and I've never had a single issue with the company at all. I get automatic credit limit increases every so often. I can also view my PIN details on their app, which is a fantastic help to me if I ever need to make a larger payment and can't remember the pin. A couple.of.features I would like is being able to view my card details to make online payments if I don't have the physical card with me. Overall the company are great with me and paying each month is very straight forward. Reviewed on: 15th April 2025

bonus for me

5
118118 help me out a lot when other cards turned me down Reviewed on: 15th April 2025

I love that I can use my 118118 card when I'm on hol...

5
I love that I can use my 118118 card when I'm on holiday abroad without any extra charges Reviewed on: 15th April 2025

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