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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Good service and value

Good service easy to apply and good value Reviewed on: 15th April 2025

Excellent experience.

Excellent experience. always when i have contacted 118 118 Money. I strongly recommend this service. Reviewed on: 15th April 2025

So very nearly 5*.

So very nearly 5*. If it wasn't for the fact that keep trying to push a loan rather than say offering that or a card increase as an option. A loan is a bigger debt and might not be needed, but a small Increase in limit would be more useful.Other than that I've always found this company helpful, accomodating, polite and easy to work with. Everything easy and clear. App works great, never had a problem with it crashing unlike some others and it's easy to navigate. All in all great service and so very nearly 5* Reviewed on: 15th April 2025

Not on Apple Pay/Wallet, interest rates are high

Not on Apple Pay/Wallet, interest rates are high and not coming down even when my credit rating has improved and all other credit cards reduced their rates. Reviewed on: 15th April 2025

Good service overall

Good service overall, would recommend to family or friends Reviewed on: 15th April 2025

The 118 118 credit card and loan services are exempl...

The 118 118 credit card and loan services are exemplary. I have never experienced any problems with the company. I would recommend 118 118 to anyone looking for a great all round credit company. Reviewed on: 15th April 2025

A very good company great communication.

A very good company great communication. Reviewed on: 15th April 2025

Five star!

Five star! big help! Dependable and easy to use card! All transactions are fast Reviewed on: 15th April 2025

The credit card has helped my financial situation an...

The credit card has helped my financial situation and I am very likely to introduce it to my friends and family. Reviewed on: 15th April 2025

Had a problem with card phone up sorted within minutes

Had a problem with card phone up sorted within minutes Reviewed on: 15th April 2025

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