Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

View other 118 118 Money products

4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5642)

Not on Apple Pay/Wallet, interest rates are high

Not on Apple Pay/Wallet, interest rates are high and not coming down even when my credit rating has improved and all other credit cards reduced their rates. Reviewed on: 15th April 2025

Good service overall

Good service overall, would recommend to family or friends Reviewed on: 15th April 2025

The 118 118 credit card and loan services are exempl...

The 118 118 credit card and loan services are exemplary. I have never experienced any problems with the company. I would recommend 118 118 to anyone looking for a great all round credit company. Reviewed on: 15th April 2025

A very good company great communication.

A very good company great communication. Reviewed on: 15th April 2025

Five star!

Five star! big help! Dependable and easy to use card! All transactions are fast Reviewed on: 15th April 2025

The credit card has helped my financial situation an...

The credit card has helped my financial situation and I am very likely to introduce it to my friends and family. Reviewed on: 15th April 2025

Had a problem with card phone up sorted within minutes

Had a problem with card phone up sorted within minutes Reviewed on: 15th April 2025

Very good experience with 118 118, I applied for cre...

Very good experience with 118 118, I applied for credit and didn’t have a problem it was granted to me immediately just when I needed help. Reviewed on: 15th April 2025

Brilliant

Nothing but great experiences, very happy to recommend Reviewed on: 15th April 2025

Only use my card for regular purchase not had any pr...

Only use my card for regular purchase not had any problems yet Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.28 from 70 reviews
Purchase Credit Card
from Halifax 3.48 from 19 reviews
Nectar Credit Card
from Sainsburys Bank 3.63 from 97 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub