Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

View other 118 118 Money products

4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5642)

Good fast customer service and easy to apply for and...

Good fast customer service and easy to apply for and use app Reviewed on: 15th April 2025

Ease of use and fast response good value

Ease of use and fast response good value Reviewed on: 15th April 2025

Very transparent and straight forward

Very transparent and straight forward Reviewed on: 15th April 2025

top notch

always friendly customer services Reviewed on: 15th April 2025

Just got no complaints all good time to start paying...

Just got no complaints all good time to start paying this card off now so thanks for everything Reviewed on: 15th April 2025

Great customer service never had an issue

Great customer service never had an issue Reviewed on: 15th April 2025

Great service

118 was a good send when I needed some financial breathing space. I particularly like the membership payments as opposed to paying sky high interest rates! Reviewed on: 15th April 2025

Helpful and friendly customer service, app is easy t...

Helpful and friendly customer service, app is easy to use, regular reviews of my account and credit increases. Helpful for building my credit up as I struggled in the past to get credit and this helps me in case of emergencies Reviewed on: 15th April 2025

Very accommodating .

Very accommodating . When I wanted to change my payment date , most helpful and accommodating Reviewed on: 15th April 2025

Brilliant service helped me get my credit rating bac...

Brilliant service helped me get my credit rating back up Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 3.83 from 36 reviews
Platinum credit cards
from Barclaycard 4.11 from 334 reviews
Everyday spending credit cards
from Halifax 4.38 from 75 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub