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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Helpful and friendly customer service, app is easy t...

5
Helpful and friendly customer service, app is easy to use, regular reviews of my account and credit increases. Helpful for building my credit up as I struggled in the past to get credit and this helps me in case of emergencies Reviewed on: 15th April 2025

Very accommodating .

5
Very accommodating . When I wanted to change my payment date , most helpful and accommodating Reviewed on: 15th April 2025

Brilliant service helped me get my credit rating bac...

5
Brilliant service helped me get my credit rating back up Reviewed on: 15th April 2025

The correspondence has always been excellent

5
The correspondence has always been excellent between them and myself. The lend responsibility and always ensure that I have all the details I need to ensure I have everything I need. The legal side is easy to understand and any changes or information I always sent out in plenty of time if changes are happening. Any questions I have are always answered fully and quickly. Making repayments is easy and that app is a great help to allow me to see how my account is going. Reviewed on: 15th April 2025

Happy foe this help

5
This has helped me through tough times thank you. Reviewed on: 15th April 2025

Very nice and helpful excellent service

5
Very nice and helpful excellent service Reviewed on: 15th April 2025

Everything from the start has been so easy and strai...

5
Everything from the start has been so easy and straightforward Reviewed on: 15th April 2025

Really easy to manage products.

5
Really easy to manage products. App is really easy to use too. Reviewed on: 15th April 2025

Excellent

5
Very professional and helpful in all aspects when needing assistance. Reviewed on: 15th April 2025

Very easy to use ,updates and reminders so no chance...

5
Very easy to use ,updates and reminders so no chance of default, app easy to use Reviewed on: 15th April 2025

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