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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Overall a positive experience.

4
Overall a positive experience. Would like more credit limit increases when account is managed well. Reviewed on: 15th April 2025

Great customer service especially in fraud cases

5
Great customer service especially in fraud cases Reviewed on: 15th April 2025

Good experience so far but only issue would be with...

4
Good experience so far but only issue would be with the expense of the interest Reviewed on: 15th April 2025

All in all the service is excellent customer service...

4
All in all the service is excellent customer service always helpful eager to please Reviewed on: 15th April 2025

it has been a life changer

5
i found the whole process very easy from applying to using my credit card and it helps me build my credit rating Reviewed on: 15th April 2025

Easy to contact via telephone and always getting bac...

5
Easy to contact via telephone and always getting back to me m Reviewed on: 15th April 2025

Simple and does exactly what it says on the tin .

5
Simple and does exactly what it says on the tin . Reviewed on: 15th April 2025

Great service.

5
Great service. Friendly staff. Overall really good experience getting credit has never been easier Reviewed on: 15th April 2025

My experience

5
My experience with 118 118 has Been good . Iv had no problems using my card the customer service has been good Reviewed on: 15th April 2025

The app is easy to use and iv never had...

5
The app is easy to use and iv never had any problems Reviewed on: 15th April 2025

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