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118 118 Money: Credit card reviews

4.85
Based on 5,293 reviews, last reviewed 21st Apr 2026
371600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always happy to use it. Always happy to use it. Nothing to worry about it. Very good. Reviewed on: 21st April 2026

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5293)

Never had any issues with 118 my only frustration is...

5
Never had any issues with 118 my only frustration is I've had my card 2 years pay the balance off most months an still not upped my credit amount Reviewed on: 15th April 2025

Easy to use Application Customer service always help...

5
Easy to use Application Customer service always helpfull Reviewed on: 15th April 2025

This has been the best experience I have had!

5
This has been the best experience I have had with a credit card company. Everything is so easy with the app, my credit rating isn't the best but the apr is very reasonable. They rewarded me by extending my limit as I pay my balance off every month. Reviewed on: 15th April 2025

I have been a customer to 118 for a while and nether...

5
I have been a customer to 118 for a while and nether had any issues,with them Reviewed on: 15th April 2025

Staff always courteous , never offer more money than...

5
Staff always courteous , never offer more money than you can afford and I find the app very easy to use. Reviewed on: 15th April 2025

Staff ate helpful.

5
Staff ate helpful.and courteous and give clear information . Everything is explained thoroughly Reviewed on: 15th April 2025

Easy to use, great APP.

5
Easy to use, great APP. Regular credit reviews Reviewed on: 15th April 2025

Easy and efficent to use with the app on my phone.

5
Easy and efficent to use with the app on my phone. Also on hand for any quieries also. Good rates Reviewed on: 15th April 2025

Very easy to apply for borrowing money into your ban...

5
Very easy to apply for borrowing money into your bank account at low rate finance Reviewed on: 15th April 2025

Excellent service, quick processing, very good custo...

5
Excellent service, quick processing, very good customer services , app is easy to use as well Reviewed on: 15th April 2025

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