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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

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4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

I’ve been using the 118 118 Credit Card for a while...

I’ve been using the 118 118 Credit Card for a while now, and I have to say—it’s been a really solid experience. One of the biggest highlights is the fixed interest rate, which means no surprises or sudden rate changes like with other cards. It gives real peace of mind, especially when managing a budget. The application process was straightforward, and customer service has always been helpful and easy to reach whenever I had questions. I also appreciate that it’s designed to help build or rebuild credit, and it reports to all major credit agencies—perfect for anyone wanting to improve their credit score. Overall, I’d definitely recommend the 118 118 Credit Card to anyone looking for a reliable and transparent option, especially if you’re working on your financial future. Solid card, trustworthy service. Reviewed on: 15th April 2025

Excellent

Easy to use and great service. Highly recommend 118 118 money Reviewed on: 15th April 2025

118 118 Money have been brilliant.

118 118 Money have been brilliant. Their credit card app is very easy to use. It displays offers, and lets you know in a nice easy to read visual you current blance and avaiable credit. Reviewed on: 15th April 2025

Keeps me updated with my account

Keeps me updated on all things to do with my account , billing and credit. Very very happy Reviewed on: 15th April 2025

Good card with customer service that actually listen...

Good card with customer service that actually listens to you and helps Reviewed on: 15th April 2025

Efficient and friendly service with an easy to navig...

Efficient and friendly service with an easy to navigate app to keep a track on spending and payments. Reviewed on: 15th April 2025

I recently changed my surname due to marriage and cu...

I recently changed my surname due to marriage and customer service was swift at sorting out my new card and changing details on the app for me Reviewed on: 15th April 2025

Since being with 118118 my credit score has improved.!!

Since being with 118118 my credit score has improved. The customer service has always been excellent. I am always kept upto date as to when my payments are due (via a polite email), for my credit card and loan. . I have already recommended 118118 to members of the family. It really does feel as though as they say " With you- shoulder to shoulder". Reviewed on: 15th April 2025

Great customer service easy app just perfect

Great customer service easy app just perfect Reviewed on: 15th April 2025

118 118 gave me a chance

118 118 gave me a chance and by using my credit card responsibly, my credit score has shot up. Thank you! Reviewed on: 15th April 2025

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