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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Easy to use App and good communication

5
Easy to use App and good communication Reviewed on: 15th April 2025

Love 118!

5
I have never had any issues with 118. I have found the support to be great and really made a change to my life by having a contingency plan! Reviewed on: 15th April 2025

Its easy and straight forward when there is a proble...

5
Its easy and straight forward when there is a problem they fix it quick Reviewed on: 15th April 2025

We’re able to help when others couldn’t life changin...

5
We’re able to help when others couldn’t life changing for me Reviewed on: 15th April 2025

So easy to talk to you and quick to set up my accoun...

5
So easy to talk to you and quick to set up my account and help people with bad credit....very happy simple and easy Reviewed on: 15th April 2025

They are very helpful and polite

4
They are very helpful and polite Reviewed on: 15th April 2025

Reliable,and Easy to Use.

5
My experience with this credit card company has been nothing but positive. The application process was fast and simple, and I was approved without any hassle. Their customer service is friendly and always ready to help when I have questions. I appreciate how clear and transparent everything is—there are no hidden fees or surprises. The mobile app makes it easy to check my balance, track my payments, and manage my account on the go. Overall, it's been a smooth and stress-free experience, and I’m really happy with the service. Reviewed on: 15th April 2025

Excellent Care

5
Excellent service always making you take care of your account and be vigilant. Reviewed on: 15th April 2025

It is very easy to operate and pay bills if needed.

5
It is very easy to operate and pay bills if needed. Reviewed on: 15th April 2025

Great service

5
I'm really like it they really care about customer to feel secure in anyway. They try tp solve problem on the way of customer preference. I think its difficult to find a better credit provider and build your credit score .I highly recommend for everyone who looking to build their credit score more better. Reviewed on: 15th April 2025

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