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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,310 reviews, last reviewed 21st Apr 2026
373300% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and finance tips especially with the new a... Great app and finance tips especially with the new app which helps you to think before you spend Reviewed on: 21st April 2026
Michelle Barr's avatar
Michelle Barr

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5310)

Excellent Customer Service

5
118 118 provided me with a credit card and the process of application and subsequent card arrival was both quick and simple. Brilliant app and great experience. Reviewed on: 13th August 2021
deanjones's avatar
deanjones

100%

5
Este de mare incredere, o recomand cu incredere! Reviewed on: 22nd March 2021
Oprea Liliana's avatar
Oprea Liliana

fantastic

5
Easy to arrange and helpful if needed Reviewed on: 15th March 2021
sausages 's avatar
sausages

Brilliant

5
Easy service with good customer care Reviewed on: 17th February 2021
anas_1729@hotmail.com's avatar
[email protected]

Brilliant no fee card

5
Easy application, process and excellent that there is no fees applied for things such as late payments, using abroad or taking out cash Reviewed on: 17th February 2021
Johnc24's avatar
Johnc24

Excellent for credit rating

5
Excellent for bad credit helps build your score apr very good no charges unseen Reviewed on: 15th February 2021
Emzy's avatar
Emzy

Phone number changed for no reason

2
I took out a 118118 credit card using my current mobile number in the registration process. All worked well for a couple of weeks until the mobile phone number connected with my account was changed somehow, and I could not access my account as the verification text was going to a different number. Took various phone calls and complaints over 2 months to finally get resolved without explaination. Reviewed on: 1st July 2020
Tom's avatar
Tom

A good fair price credit card

5
A great credit card for building your credit score or just to make a bigger purchase to spread the repayments Reviewed on: 29th June 2020
Thomas Nichols's avatar
Thomas Nichols

terrible company

1
even if you have this card for more than a year and managed well they don't want to give you an increase.. Reviewed on: 4th June 2020
Valentin Mihali's avatar
Valentin Mihali

brilliant

5
I thought the service was great and i felt very valued as a customer Reviewed on: 20th May 2020
laura green's avatar
laura green

Review 118 118 Money: Credit card now

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