Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

View other 118 118 Money products

4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5642)

Very good good customer service and friendly staff

Very good good customer service and friendly staff Reviewed on: 15th April 2025

Good service excellent customer support team and gre...

Good service excellent customer support team and great communication when you have a loan of them Reviewed on: 15th April 2025

Wonderful people

Very helpful and really postive . Was really struggling to rebuild credit and these helped so much. Reviewed on: 15th April 2025

Budget friendly interest, with good value

Budget friendly interest, with good value Reviewed on: 15th April 2025

Good no issues really positive.

Good no issues really positive. Easy to use and gave me a opportunity to get some credit and helping to build my credit rating Reviewed on: 15th April 2025

Staff were amazing helpful and polite

Staff were amazing helpful and polite Reviewed on: 15th April 2025

Good credit card it has helped out with my credit...

Good credit card it has helped out with my credit score Reviewed on: 15th April 2025

118118 are ok if used correctly.

Ok. I pay any outstanding balance monthly but can imagine if someone didn't it would be costly. Reviewed on: 15th April 2025

So easy and convenient to apply for a 118 credit car...

So easy and convenient to apply for a 118 credit card, the process is very simple and communication is excellent when I have needed to contact customer services Reviewed on: 15th April 2025

118 has been brilliant with me.

118 has been brilliant with me. They first offered me a credit card which was a straight forward application and recently they offered me Al personal load....again straight forward. I have had no problems or issues with 118. Highly recommended Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 3.55 from 20 reviews
Freedom Rewards Credit Card
from Barclaycard 3.92 from 62 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub