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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118118 are ok if used correctly.

Ok. I pay any outstanding balance monthly but can imagine if someone didn't it would be costly. Reviewed on: 15th April 2025

So easy and convenient to apply for a 118 credit car...

So easy and convenient to apply for a 118 credit card, the process is very simple and communication is excellent when I have needed to contact customer services Reviewed on: 15th April 2025

118 has been brilliant with me.

118 has been brilliant with me. They first offered me a credit card which was a straight forward application and recently they offered me Al personal load....again straight forward. I have had no problems or issues with 118. Highly recommended Reviewed on: 15th April 2025

118;have been excellent in all aspects I would recom...

118;have been excellent in all aspects I would recommend them to anyone Reviewed on: 15th April 2025

Fantastic credit card ,a great c card provider.

Fantastic credit card ,a great c card provider.Good app,and brilliant customer service. Reviewed on: 15th April 2025

A good card provider, with good options and no hidde...

A good card provider, with good options and no hidden fees Reviewed on: 15th April 2025

Brilliant

Brilliant so far but app could do with more future and open banking be great Reviewed on: 15th April 2025

Decent company

Found 118 easy to deal with, no pressure Reviewed on: 15th April 2025

Helped me out when most wouldn’

Helped me out when most wouldn’t and then supported me along the way! Great experience so far. Reviewed on: 15th April 2025

Great credit card and excellent customer service, ha...

Great credit card and excellent customer service, have no problems at all and would recommend to anyone. The app is easy to use and helpful, with lots of useful features. All round a great experience with 118118. Reviewed on: 15th April 2025

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