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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5642)

Easy to apply and always letting me know if i qualif...

5
Easy to apply and always letting me know if i qualified for updates Reviewed on: 15th April 2025

Happy to recommend

5
Easy to apply for, quick service and good communication. Happy to recommend. Reviewed on: 15th April 2025

118 118 Review

5
This card company has helped me get back up and running on my credit file, When I had issues with payments because I was on sick leave The customer service helped me and freezing the interest and payment without effecting my credit file Reviewed on: 15th April 2025

The rates are crazy I have been balance transferring...

1
The rates are crazy I have been balance transferring funds due to how crazy the APR is. Personally I would stay well clear of this credit card Reviewed on: 15th April 2025

Easy format

5
Always a good service clear communication and app easy to use. Reviewed on: 15th April 2025

Made it difficult to claim fraudulent purchase hard...

3
Made it difficult to claim fraudulent purchase hard to get in contact and sent me a form I could not edit so didn’t bother in the end Reviewed on: 15th April 2025

Extra support at the right time

5
Having this credit card gave me the extra support I needed at the right time. I wish all credit cards were like this. Reviewed on: 15th April 2025

Great company

5
Always there to help interest us not to high Reviewed on: 15th April 2025

Excellent 118 118 money

5
Enjoyed working with 118 118 money bcse of their value of money, rates and good service Reviewed on: 15th April 2025

Couldn’t ask for a better credit card provider, frie...

5
Couldn’t ask for a better credit card provider, friendly and great communication from the start .always willing with help and support if needed . Reviewed on: 15th April 2025

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