Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Excellent service and the mobile app is very easy to...

Excellent service and the mobile app is very easy to use a Reviewed on: 15th April 2025

Very fast

Up until now, whenever I reached out to address my concerns, the representatives were responsive and assured me they would take the necessary steps to resolve the issue at hand. Each time I made a call, they listened attentively and promised to follow through with appropriate actions to address my worries effectively. Reviewed on: 15th April 2025

Always had good customer service when I have called...

Always had good customer service when I have called up and spoke to advisors and the app is good and informative as well Reviewed on: 15th April 2025

Easy to apply and always letting me know if i qualif...

Easy to apply and always letting me know if i qualified for updates Reviewed on: 15th April 2025

Happy to recommend

Easy to apply for, quick service and good communication. Happy to recommend. Reviewed on: 15th April 2025

118 118 Review

This card company has helped me get back up and running on my credit file, When I had issues with payments because I was on sick leave The customer service helped me and freezing the interest and payment without effecting my credit file Reviewed on: 15th April 2025

The rates are crazy I have been balance transferring...

The rates are crazy I have been balance transferring funds due to how crazy the APR is. Personally I would stay well clear of this credit card Reviewed on: 15th April 2025

Easy format

Always a good service clear communication and app easy to use. Reviewed on: 15th April 2025

Made it difficult to claim fraudulent purchase hard...

Made it difficult to claim fraudulent purchase hard to get in contact and sent me a form I could not edit so didn’t bother in the end Reviewed on: 15th April 2025

Extra support at the right time

Having this credit card gave me the extra support I needed at the right time. I wish all credit cards were like this. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 4.09 from 22 reviews
Balance Transfer Credit Card
from Halifax 4.10 from 64 reviews
123 credit card (discontinued)
from Santander 4.22 from 162 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub