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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

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4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Can't recommend 118 118 highly enough

From loans to credit cards, it's a very simple and efficient service. You can see exactly what you owe. I've only needed to contact Customer Services once and they were great. Once you're an established customer, you get great offers without a laborious application process. You get reminders when your payments are due and they offer assistance if you're struggling. I honestly can't rate them highly enough. Reviewed on: 15th April 2025

Jason Mcclelland

I’m a new customer and I’m so happy to be one great service I rate them 10 out of 10 great customer service Reviewed on: 15th April 2025

Very helpful, and good customer srrvice

Very helpful, and good customer srrvice Reviewed on: 15th April 2025

Top class easy to use app all really easy

Top class easy to use app all really easy Reviewed on: 15th April 2025

I have had my card for a few years

I have had my card for a few years and never had an issue. When I had an issue with my new card it was sorted quickly when I called the help line. Reviewed on: 15th April 2025

Excellent Service

Very positive and simple to use. Excellent communicators. Reviewed on: 15th April 2025

Good start

Good sttart. Very easy excellent everything very good very easy to find out everything. Reviewed on: 15th April 2025

Helpful Credit Card for Building Credit

I’ve been using the 118 118 Money Credit Card for several months now, and the experience has been very positive. The application process was smooth and straightforward, and I received a quick decision. I particularly appreciate the fact that there are no hidden fees or unexpected charges – everything is transparent. The mobile app is easy to use and helps me stay on top of my spending and repayments. This card has helped me gradually improve my credit score, and the customer service team has been responsive and helpful whenever I’ve had questions. Highly recommended if you’re looking to build or rebuild your credit with clear terms. Reviewed on: 15th April 2025

Very good service.

Very good service. Fully recommend Reviewed on: 15th April 2025

Very good customer service and nice designs for cred...

Very good customer service and nice designs for credit cards,, good limit can be used better Reviewed on: 15th April 2025

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