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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Helpful Credit Card for Building Credit

I’ve been using the 118 118 Money Credit Card for several months now, and the experience has been very positive. The application process was smooth and straightforward, and I received a quick decision. I particularly appreciate the fact that there are no hidden fees or unexpected charges – everything is transparent. The mobile app is easy to use and helps me stay on top of my spending and repayments. This card has helped me gradually improve my credit score, and the customer service team has been responsive and helpful whenever I’ve had questions. Highly recommended if you’re looking to build or rebuild your credit with clear terms. Reviewed on: 15th April 2025

Very good service.

Very good service. Fully recommend Reviewed on: 15th April 2025

Very good customer service and nice designs for cred...

Very good customer service and nice designs for credit cards,, good limit can be used better Reviewed on: 15th April 2025

Brilliant app

Good service easy to use app customer service is brilliant. , plenty of information Reviewed on: 15th April 2025

Great service

Customer service always professional and helpful Reviewed on: 15th April 2025

No negatives

My experience has been excellent, no complaints Reviewed on: 15th April 2025

Beats a bump to the head

Surprisingly easy to use , minimal humans to deal with . A painless process for me anyway Reviewed on: 15th April 2025

Great service good credit limit balance transfer at...

Great service good credit limit balance transfer at a lower interest rate Reviewed on: 15th April 2025

Good service friendly service good rates

Good service friendly service good rates Reviewed on: 15th April 2025

Really easy and quick application

Really easy and quick application Reviewed on: 15th April 2025

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