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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118 star survey

5
118 provides me with all the answers I need Reviewed on: 15th April 2025

Very nice and good service nice staff very satisfi...

5
Very nice and good service nice staff very satisfied with that Reviewed on: 15th April 2025

I'M ALWAYS HAPPY USED THIS SERVICES AND I NEVER FEE...

5
I'M ALWAYS HAPPY USED THIS SERVICES AND I NEVER FEEL UPSET. Reviewed on: 15th April 2025

Great company

5
Never had any issues. Any time I've had to call, Customer service has been great and so helpful. Would highly recommend 118118 to anyone especially those with lower credit scores. It does make a difference and helps improve your score. Reviewed on: 15th April 2025

Very flexible credit card and loan provider.

5
Very flexible credit card and loan provider. Totally reliable and helpful Reviewed on: 15th April 2025

Very easy application process

5
Very easy application process, clear app to keep control Reviewed on: 15th April 2025

I have had no issue with using my credit card.

5
I have had no issue with using my credit card. Reviewed on: 15th April 2025

118 is very excellent and customer service is great

5
118 is very excellent I lost my card and they were very helpful Reviewed on: 15th April 2025

good credit card have had it for years but I have on...

4
good credit card have had it for years but I have only had 1 increase Reviewed on: 15th April 2025

Great company

5
Great customer service, easy to apply and use. Found the whole expereince easy to follow and would recommend to all my friends and family. They commmunicate well either by text or email to keep me up to date witg offers and changes. Reviewed on: 15th April 2025

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