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118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Great company

5
Never had any issues. Any time I've had to call, Customer service has been great and so helpful. Would highly recommend 118118 to anyone especially those with lower credit scores. It does make a difference and helps improve your score. Reviewed on: 15th April 2025
Julie Morlin's avatar
Julie Morlin

Very flexible credit card and loan provider.

5
Very flexible credit card and loan provider. Totally reliable and helpful Reviewed on: 15th April 2025
Gholamreza Rad's avatar
Gholamreza Rad

Very easy application process

5
Very easy application process, clear app to keep control Reviewed on: 15th April 2025
Debbie 's avatar
Debbie

I have had no issue with using my credit card.

5
I have had no issue with using my credit card. Reviewed on: 15th April 2025
Katie 's avatar
Katie

118 is very excellent and customer service is great

5
118 is very excellent I lost my card and they were very helpful Reviewed on: 15th April 2025
Margaret M's avatar
Margaret M

good credit card have had it for years but I have on...

4
good credit card have had it for years but I have only had 1 increase Reviewed on: 15th April 2025
rebecca h's avatar
rebecca h

Great company

5
Great customer service, easy to apply and use. Found the whole expereince easy to follow and would recommend to all my friends and family. They commmunicate well either by text or email to keep me up to date witg offers and changes. Reviewed on: 15th April 2025
Emily k's avatar
Emily k

It has been excellent and every time I’ve needed sup...

5
It has been excellent and every time I’ve needed support it has always been on time and of good standard Reviewed on: 15th April 2025
Ben's avatar
Ben

Fantastic experience had the card as a emergency whi...

5
Fantastic experience had the card as a emergency while back with a big repair bill for my work van. Card was fantastic and helped me out of a tuff situation. Reviewed on: 15th April 2025
DEINIOL w's avatar
DEINIOL w

My experience with 118 118 money has been amazing.

5
My experience with 118 118 money has been amazing. Reviewed on: 15th April 2025
Callum A's avatar
Callum A

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