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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Helpful and useful card

5
Very handy, especially at the time of a few changes to my personal circumstances. Quick process to apply and get card. I have had my account with 118 for a few years and has been really helpful and useful to get back on track. The app is quite basic but easy to use, and to keep track of spending etc. Reviewed on: 15th April 2025

Always happy to help and friendly staff.

5
Always happy to help and friendly staff. options are clear. The team was there for all advice and support. Reviewed on: 15th April 2025

Easy to use app, everything explained before you sig...

5
Easy to use app, everything explained before you sign up. Reviewed on: 15th April 2025

Great service

5
I have never had any issues with 118 118 Money. On the occasions where I have required assistance it has always been done quickly and efficiently, not to forget, friendly too. Reviewed on: 15th April 2025

All is smooth and hassle free, clear and understanda...

5
All is smooth and hassle free, clear and understandable terms and conditions, helped me rebuild some of my credit score. Absolutely great benefit of no fees if you spending abroad on holidays! Reviewed on: 15th April 2025

Very good and easy to use app very good customer ser...

5
Very good and easy to use app very good customer service Reviewed on: 15th April 2025

Can not fault this company

5
Since getting my account I have had no issues at all. I have had silly queries of which the customer service team have only been to happy to help and not laughed at my stupidity! But they had a sense of humour at the same time! Reviewed on: 15th April 2025

Yes its very convenient and supportive.

5
Yes its very convenient and supportive. Appreciate the service. Reviewed on: 15th April 2025

It's a great card.

5
It's a great card. Very flexible and no issues Reviewed on: 15th April 2025

I find 118 very helpful and easy to deal with...

5
I find 118 very helpful and easy to deal with Reviewed on: 15th April 2025

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