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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Amazing company

They always been accommodating to situations and questions. Reviewed on: 15th April 2025

Great service and easy to access app.

Great service and easy to access app. More rewards are available as well. The phone app has got a simple payment option that links directly to my bank account, and I am able to pay whenever I can. This flexibility really takes the stress out of managing my credit, especially when unexpected expenses pop up. The interface of the app is user-friendly and straightforward, making it easy to track spending, view statements, and keep an eye on my credit limit in real time. I also appreciate the clear communication—notifications and reminders are timely and helpful, ensuring I never miss a payment. One of the standout features for me has been the transparency. There are no hidden fees or confusing terms, which is refreshing. The fixed interest rate gives me peace of mind, knowing exactly what to expect each month. Customer service has also been top-notch. Whenever I’ve had a question or needed help, the support team was quick to respond and genuinely helpful. Overall, 118 Credit Card has made it easier for me to manage my finances responsibly while building my credit. I’d definitely recommend it to anyone looking for a straightforward, fair, and well-supported credit card. Reviewed on: 15th April 2025

Excellent service through out always keeping you inf...

Excellent service through out always keeping you informed of any changes offers etc Reviewed on: 15th April 2025

118 118 have been great!

118 118 have been great! Quick, reasonable and fair - no complaints! Reviewed on: 15th April 2025

No need for bells and whistles just an honest straig...

No need for bells and whistles just an honest straightforward supplier of credit. I have never had any concerns or worries unlike other companies, would always recommend Reviewed on: 15th April 2025

EASY PEASEY

So easy to apply. Good credit limit. Great app. Reviewed on: 15th April 2025

No fuss credit card and loan with excellent customer...

No fuss credit card and loan with excellent customer service. Open and transparent communications. Reviewed on: 15th April 2025

Clear, Easy, Concise

The application process was easy and efficient. Anytime that I’ve had to contact customer support, they’ve answered in a very timely manner. Always resolved my query. I can’t recommend them enough. The app is easy to navigate, clear and concise. Reviewed on: 15th April 2025

118 money

found this company very easy to deal with Reviewed on: 15th April 2025

100 por cent I recommend !

100 por cent I recommend ! Amazing customer service . Reviewed on: 15th April 2025

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