Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

View other 118 118 Money products

4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5641)

No need for bells and whistles just an honest straig...

No need for bells and whistles just an honest straightforward supplier of credit. I have never had any concerns or worries unlike other companies, would always recommend Reviewed on: 15th April 2025

EASY PEASEY

So easy to apply. Good credit limit. Great app. Reviewed on: 15th April 2025

No fuss credit card and loan with excellent customer...

No fuss credit card and loan with excellent customer service. Open and transparent communications. Reviewed on: 15th April 2025

Clear, Easy, Concise

The application process was easy and efficient. Anytime that I’ve had to contact customer support, they’ve answered in a very timely manner. Always resolved my query. I can’t recommend them enough. The app is easy to navigate, clear and concise. Reviewed on: 15th April 2025

118 money

found this company very easy to deal with Reviewed on: 15th April 2025

100 por cent I recommend !

100 por cent I recommend ! Amazing customer service . Reviewed on: 15th April 2025

Orvilleg

The service is excellent and informative Reviewed on: 15th April 2025

need more help with fraud

Called to know who used my card and where?.. but I didn’t get reply saying data protection breach… so not happy but I understood… you need to give to information to customers to they can complain to police.. Reviewed on: 15th April 2025

Highly recommend

Very good customer service. Would highly recommend Reviewed on: 15th April 2025

Very responsive company, and very communatacive.

Very responsive company, and very communatacive. Always a good experience. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.39 from 18 reviews
Balance Plus
from Capital One 4.20 from 4 reviews
123 credit card (discontinued)
from Santander 4.17 from 162 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub