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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great credit card to use!

5
Great credit card to use! Easy to deal with! Reviewed on: 15th April 2025

All round easy and efficient

5
I personally found the card very easy to apply to. It is easy to make payments of any amount throughout the month. I’ve had no real problems but when I had queries I found 118 was easy to get in contact with, the phone was answered quickly as where all of my questions. Reviewed on: 15th April 2025

Really good experience so far.

5
Really good experience so far. Get alerted when need to make a payment which is also very easy to do so. Reviewed on: 15th April 2025

always happy to help , no surprise charges , its all...

5
always happy to help , no surprise charges , its all in black and white Reviewed on: 15th April 2025

I have had a very good experience with 118 enabling...

5
I have had a very good experience with 118 enabling me to get credit and which gave me the chance to increased my credit score improve my credit status. Reviewed on: 15th April 2025

App is really easy to use and keep in control of my...

5
App is really easy to use and keep in control of my payments Reviewed on: 15th April 2025

Definitely value for money really good company.

5
Definitely value for money really good company. Reviewed on: 15th April 2025

A very good company .

5
The app Is very good and you can check your balance 24/7 Reviewed on: 15th April 2025

Very good customer service when I've had any online...

5
Very good customer service when I've had any online & app issues. Would definitely not hesitate on phoning again or recommending any of my friends&family Reviewed on: 15th April 2025

Very helpful when needed reliable and no problems wi...

5
Very helpful when needed reliable and no problems with the app Reviewed on: 15th April 2025

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