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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118 118 very good credit card customers service next...

5
118 118 very good credit card customers service next to none best credit card around Reviewed on: 15th April 2025

Easy to use, accepted everywhere.

5
Easy to use, accepted everywhere. Reviewed on: 15th April 2025

Ok support given online but no guidance about certai...

5
Ok support given online but no guidance about certain topics Reviewed on: 15th April 2025

I love Mt credit card and the fact you can get regul...

5
I love Mt credit card and the fact you can get regular increses Reviewed on: 15th April 2025

My recent dealings with customer service

5
Recently, I phoned customer service. The gentleman handled my query very well. The mobile signal was poor and the enquiry was a bit more complicated. However, he was very patient and resolved the issue. I was very impressed with his professionalism. Reviewed on: 15th April 2025

Fast decision and always kept updated about my account.

5
Fast decision and always kept updated about my account. Best credit card I've ever had and will only have this one now. Reviewed on: 15th April 2025

Superb in every way

5
Superb in every way, it has been nothing but a pleasant experience dealing with 118 118 Reviewed on: 15th April 2025

I originally took out a 118 credit card as i had a p...

5
I originally took out a 118 credit card as i had a poor credit rating, I can honestly say having the card helped get my score back on track. Reviewed on: 15th April 2025

Had no problem had when had to call got sorted strai...

5
Had no problem had when had to call got sorted straight away Reviewed on: 15th April 2025

Easy to use and excellent customer service

5
Easy to use and excellent customer service Reviewed on: 15th April 2025

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