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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

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4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5641)

Fab experience

I’ve had a brilliant experience couldn’t wish for a better one Reviewed on: 15th April 2025

Easy process everything explaind.

Easy process everything explaind. Reviewed on: 15th April 2025

Great service and easy to use no problems at all ver...

Great service and easy to use no problems at all very happy with everything so far Reviewed on: 15th April 2025

straightforward card and credit increases given 6 mo...

straightforward card and credit increases given 6 months after opening the accountthank you Reviewed on: 15th April 2025

Good company

Good company easy to use app, keep you informed on any changes that may accur. Reviewed on: 15th April 2025

Good app and good credit limits - more so then other...

Good app and good credit limits - more so then other providers Reviewed on: 15th April 2025

Great credit card to use!

Great credit card to use! Easy to deal with! Reviewed on: 15th April 2025

All round easy and efficient

I personally found the card very easy to apply to. It is easy to make payments of any amount throughout the month. I’ve had no real problems but when I had queries I found 118 was easy to get in contact with, the phone was answered quickly as where all of my questions. Reviewed on: 15th April 2025

Really good experience so far.

Really good experience so far. Get alerted when need to make a payment which is also very easy to do so. Reviewed on: 15th April 2025

always happy to help , no surprise charges , its all...

always happy to help , no surprise charges , its all in black and white Reviewed on: 15th April 2025

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