Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Good customer service, decent app, very high interest.

Good customer service, decent app, very high interest. This transfer to bank options seems dangerous Reviewed on: 15th April 2025

Excellent customer service.

Excellent customer service. Very good card with potential increase credit limit. Reviewed on: 15th April 2025

Outstanding customer service

Very easy to deal with , nothing is too much trouble Reviewed on: 15th April 2025

Great customer service prompt reply to questions

Great customer service prompt reply to questions Reviewed on: 15th April 2025

Easily accessed on the app.

Easily accessed on the app. good communication Reviewed on: 15th April 2025

Very good credit.

Very good credit. Careful credit limit Reviewed on: 15th April 2025

Always happy to help with any inquiry

Always happy to help with any inquiry Reviewed on: 15th April 2025

I have always found 118 118 very helpful and kind wh...

I have always found 118 118 very helpful and kind when I am struggling with technology! Their security is excellent and I am very happy with them even if their ads are annoying. Reviewed on: 15th April 2025

Best service, rates and excellent customer service,...

Best service, rates and excellent customer service, very efficient, cannot fault 118 118 money at all. Thank you for your service. Reviewed on: 15th April 2025

Always had excellent service and app is very informa...

Always had excellent service and app is very informative and easy to use Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 credit card (discontinued)
from Santander 4.22 from 162 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews
Aquis Card
from Vanquis 4.48 from 44 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub