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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,644 reviews, last reviewed 1st Jul 2026

121% increase in 5 star reviews

in the past 90 days

114% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118-118 credit card has a beautiful look and their s...

118-118 credit card has a beautiful look and their services is awesome Reviewed on: 15th April 2025

excellent service...

Clear and easy - no hidden costs - excellent service - app is fantastic too. Reviewed on: 15th April 2025

Never had a problem there loans and rates are very g...

Never had a problem there loans and rates are very good Reviewed on: 15th April 2025

So easy to manage so is the app easy to chat to some...

So easy to manage so is the app easy to chat to somebody in the app to Reviewed on: 15th April 2025

118 118 are very good and really helpful when you co...

118 118 are very good and really helpful when you contact them. Reviewed on: 15th April 2025

Very good if I've ever needed more credit or a loan...

Very good if I've ever needed more credit or a loan they've being happy to provide. Easy to use app and no extra charges for paying early Reviewed on: 15th April 2025

Used for credit score building.

I use the credit card for silver buying due to the protections credit cards give, it will also help build up my credit score I also took out a small loan from 118118 for the same reason even thou it was not needed. Reviewed on: 15th April 2025

118 118 only gives you a credit limit that is very m...

118 118 only gives you a credit limit that is very manageable. There is no pushy process in trying to give you more. The repayments are also very manageable too. Reviewed on: 15th April 2025

Very happy.

Very happy. Easy to navigate app. Very useful card to have. Very straightforward application process Reviewed on: 15th April 2025

118 have been brilliant at building up my credit lim...

118 have been brilliant at building up my credit limit and easy to talk to on the app Reviewed on: 15th April 2025

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