Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

View other 118 118 Money products

4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5641)

118 118 are very good and really helpful when you co...

118 118 are very good and really helpful when you contact them. Reviewed on: 15th April 2025

Very good if I've ever needed more credit or a loan...

Very good if I've ever needed more credit or a loan they've being happy to provide. Easy to use app and no extra charges for paying early Reviewed on: 15th April 2025

Used for credit score building.

I use the credit card for silver buying due to the protections credit cards give, it will also help build up my credit score I also took out a small loan from 118118 for the same reason even thou it was not needed. Reviewed on: 15th April 2025

118 118 only gives you a credit limit that is very m...

118 118 only gives you a credit limit that is very manageable. There is no pushy process in trying to give you more. The repayments are also very manageable too. Reviewed on: 15th April 2025

Very happy.

Very happy. Easy to navigate app. Very useful card to have. Very straightforward application process Reviewed on: 15th April 2025

118 have been brilliant at building up my credit lim...

118 have been brilliant at building up my credit limit and easy to talk to on the app Reviewed on: 15th April 2025

No problems, nothing confusing.

Never really had any problems at all, but the only time I did it was a quick fix by customer service (mostly due to my fault anyways). Great balance opportunities and doing wonders for credit score with regular payments. Reviewed on: 15th April 2025

118118 communicate well with its customers and the a...

118118 communicate well with its customers and the app is easy to navigate Reviewed on: 15th April 2025

Fantastic service best credit card I've had

Fantastic service best credit card I've had Reviewed on: 15th April 2025

Always keeps me informed when payment is due .

Always keeps me informed when payment is due .App very easy to use Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 3.65 from 97 reviews
Credit card
from Vanquis 4.36 from 597 reviews
Fluid Credit Card
from NewDay 3.20 from 104 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub