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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5644 reviews)

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4.73

Based on 5,644 reviews, last reviewed 1st Jul 2026

121% increase in 5 star reviews

in the past 90 days

114% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

A really good customer service team.

Brilliant, good customer service team. Reviewed on: 15th April 2025

Never had any issues with 118 my only frustration is...

Never had any issues with 118 my only frustration is I've had my card 2 years pay the balance off most months an still not upped my credit amount Reviewed on: 15th April 2025

Easy to use Application Customer service always help...

Easy to use Application Customer service always helpfull Reviewed on: 15th April 2025

This has been the best experience I have had!

This has been the best experience I have had with a credit card company. Everything is so easy with the app, my credit rating isn't the best but the apr is very reasonable. They rewarded me by extending my limit as I pay my balance off every month. Reviewed on: 15th April 2025

I have been a customer to 118 for a while and nether...

I have been a customer to 118 for a while and nether had any issues,with them Reviewed on: 15th April 2025

Staff always courteous , never offer more money than...

Staff always courteous , never offer more money than you can afford and I find the app very easy to use. Reviewed on: 15th April 2025

Staff ate helpful.

Staff ate helpful.and courteous and give clear information . Everything is explained thoroughly Reviewed on: 15th April 2025

Easy to use, great APP.

Easy to use, great APP. Regular credit reviews Reviewed on: 15th April 2025

Easy and efficent to use with the app on my phone.

Easy and efficent to use with the app on my phone. Also on hand for any quieries also. Good rates Reviewed on: 15th April 2025

Very easy to apply for borrowing money into your ban...

Very easy to apply for borrowing money into your bank account at low rate finance Reviewed on: 15th April 2025

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