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118 118 Money: Credit card reviews

4.73
Based on 5,644 reviews, last reviewed 1st Jul 2026
121% increase in 5 star reviews
in the past 90 days
114% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026
Maria C's avatar
Maria C

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

Easy to manage

5
All information is straight forward, easy to understand Reviewed on: 15th April 2025

A great credit card.

5
A great credit card. Very easy to use. Reviewed on: 15th April 2025

Very good customer service im so happy with

5
Very good customer service im so happy with Reviewed on: 15th April 2025

Only had card for 8 months but good

4
Only had card for 8 months but good Reviewed on: 15th April 2025

The app is very good easy to use and very informativ...

5
The app is very good easy to use and very informative, customer service are always extremely polite friendly and helpful always satisfied my needs ASAP. It's easy to keep on top of your payments with reminders etc and always offering other offers where available Reviewed on: 15th April 2025

Excellent

5
Always had a fantastic experience with 118 really handy to have Reviewed on: 15th April 2025

118118 money the ones to be with

5
Quick and easy application, very friendly helpful staff Reviewed on: 15th April 2025

Perfect 10/10.

5
Just fantastic, smooth, communication is perfect for everything and very secure provider also. Reviewed on: 15th April 2025

118 has been amazing.

5
118 has been amazing. Would definitely recommend and look forward to building my lending profile with them Reviewed on: 15th April 2025

Customer service

5
Always there to help, especially with address changes and the finer, important details Reviewed on: 15th April 2025

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