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118 118 Money: Credit card reviews

4.73
Based on 5,640 reviews, last reviewed 11th Jun 2026
402600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent app and always easy to use Excellent app and always easy to use Reviewed on: 11th June 2026
mohammed's avatar
mohammed

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5640)

The app is very good easy to use and very informativ...

5
The app is very good easy to use and very informative, customer service are always extremely polite friendly and helpful always satisfied my needs ASAP. It's easy to keep on top of your payments with reminders etc and always offering other offers where available Reviewed on: 15th April 2025

Excellent

5
Always had a fantastic experience with 118 really handy to have Reviewed on: 15th April 2025

118118 money the ones to be with

5
Quick and easy application, very friendly helpful staff Reviewed on: 15th April 2025

Perfect 10/10.

5
Just fantastic, smooth, communication is perfect for everything and very secure provider also. Reviewed on: 15th April 2025

118 has been amazing.

5
118 has been amazing. Would definitely recommend and look forward to building my lending profile with them Reviewed on: 15th April 2025

Customer service

5
Always there to help, especially with address changes and the finer, important details Reviewed on: 15th April 2025

A really good customer service team.

4
Brilliant, good customer service team. Reviewed on: 15th April 2025

Never had any issues with 118 my only frustration is...

5
Never had any issues with 118 my only frustration is I've had my card 2 years pay the balance off most months an still not upped my credit amount Reviewed on: 15th April 2025

Easy to use Application Customer service always help...

5
Easy to use Application Customer service always helpfull Reviewed on: 15th April 2025

This has been the best experience I have had!

5
This has been the best experience I have had with a credit card company. Everything is so easy with the app, my credit rating isn't the best but the apr is very reasonable. They rewarded me by extending my limit as I pay my balance off every month. Reviewed on: 15th April 2025

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