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118 118 Money: Credit card reviews

4.73
Based on 5,644 reviews, last reviewed 1st Jul 2026
121% increase in 5 star reviews
in the past 90 days
114% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026
Maria C's avatar
Maria C

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

I have been using for the last 4 years and it’s alwa...

5
I have been using for the last 4 years and it’s always been amazing Reviewed on: 15th April 2025

118 money experience

5
I've had issues in the past with credit but 118 money were thorough and sympathetic to my plight as not all the problems were my doing. The process was quick simple and easy. 100% recommend. Reviewed on: 15th April 2025

I'm 118 we trust

5
A trusted and informative provider of credit to those who may struggle to obtain credit or just a foot on the ladder elsewhere. Reviewed on: 15th April 2025

Excellent service .

5
Excellent service ..great easy app to use...easy to keep track of things.. Reviewed on: 15th April 2025

118 118 has been fantastic for me, easy application...

5
118 118 has been fantastic for me, easy application and frequently reviewed for credit limits. Although I feel sometimes they should include a loan option instead of just increasing limits. Reviewed on: 15th April 2025

You guys are doing great things for your customers

4
You guys are doing great things for your customers Reviewed on: 15th April 2025

Never problem, all straight forward

5
Never problem, all straight forward Reviewed on: 15th April 2025

118118 Money credit card is great, good management o...

5
118118 Money credit card is great, good management of limits and don’t let you get trapped, only thing that would be better is if payments credited immediately rather than 24hrs Reviewed on: 15th April 2025

They are so helpful and their customer service is ex...

5
They are so helpful and their customer service is excellent so helpful nothing was to much trouble they have helped me so much Reviewed on: 15th April 2025

Got a loan and paid within 2 minutes into account...

5
Got a loan and paid within 2 minutes into account Reviewed on: 15th April 2025

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