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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,534 reviews, last reviewed 22nd Apr 2026
392900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent Rewards with the 118 118 Credit Card I've had a fantastic experience using the 118 118 credit card. The application process was straightforward and quick, and I appreciated the friendly c... Read more Reviewed on: 22nd April 2026
Osaze G's avatar
Osaze G

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5534)

Phone number changed for no reason

2
I took out a 118118 credit card using my current mobile number in the registration process. All worked well for a couple of weeks until the mobile phone number connected with my account was changed somehow, and I could not access my account as the verification text was going to a different number. Took various phone calls and complaints over 2 months to finally get resolved without explaination. Reviewed on: 1st July 2020
Tom's avatar
Tom

A good fair price credit card

5
A great credit card for building your credit score or just to make a bigger purchase to spread the repayments Reviewed on: 29th June 2020
Thomas Nichols's avatar
Thomas Nichols

terrible company

1
even if you have this card for more than a year and managed well they don't want to give you an increase.. Reviewed on: 4th June 2020
Valentin Mihali's avatar
Valentin Mihali

brilliant

5
I thought the service was great and i felt very valued as a customer Reviewed on: 20th May 2020
laura green's avatar
laura green

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