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118 118 Money: Credit card reviews

4.73
Based on 5,644 reviews, last reviewed 1st Jul 2026
121% increase in 5 star reviews
in the past 90 days
114% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always been so easy and simple from the first steps... Always been so easy and simple from the first steps of applying Reviewed on: 1st July 2026
Maria C's avatar
Maria C

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5644)

great hope

5
very great and straight forward. i have help and support from 118 118 when i was in deep need. That really ease the pressure on my shoulders. Reviewed on: 15th April 2025

All good but app cannot see overseas

5
All good but app cannot see overseas Reviewed on: 15th April 2025

Listened when I had financial problems and came up w...

5
Listened when I had financial problems and came up with a suitable plan for me Reviewed on: 15th April 2025

Easy to use app.

5
Easy to use app. Customer service were lovely when I had issues with app. Easy to understand payments. Reviewed on: 15th April 2025

It's very easy to see everything you need on the app.

5
It's very easy to see everything you need on the app. Great card Reviewed on: 15th April 2025

Good app, good service.

5
Good solid app, does everything it needs to do. Good customer service whenever it's needed. Reviewed on: 15th April 2025

Reliable and good value

4
Reliable and good value helping people with bad credit Reviewed on: 15th April 2025

Smooth, Simple, and Satisfying Service!

5
I recently used 118 and I’m very happy with the service provided. The entire process was straightforward and easy to follow, which made things smooth from start to finish. Communication was clear, and everything was handled efficiently. I appreciate how simple it was to get things done without any hassle. Thank you for the excellent service. Reviewed on: 15th April 2025

Keeps you in the loop with important info!!

5
I have never had any issues with the card, always kept well informed about payment dates and any changes. Reviewed on: 15th April 2025

Good service.

5
Good service. Always helpful when contacted. Fast to sort out problems. Good credit limit. Reviewed on: 15th April 2025

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