Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5640 reviews)

View other 118 118 Money products

4.73

Based on 5,640 reviews, last reviewed 11th Jun 2026

402600% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent app and always easy to use Excellent app and always easy to use Reviewed on: 11th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5640)

Easy to use always sending reminders and make easy t...

Easy to use always sending reminders and make easy to pay. Reviewed on: 15th April 2025

I like how responsive you are through the app live c...

I like how responsive you are through the app live chat. And I appreciate how fast you have increased my limit and are always offering me a loan. Since I started using your credit card, my credit score has gone up. Reviewed on: 15th April 2025

Effortless and so quick, so simple to get sorted and...

Effortless and so quick, so simple to get sorted and within my account so quick Reviewed on: 15th April 2025

Easy to Use.

Easy to Use. Know your spending and keep track of your finances Reviewed on: 15th April 2025

It’s been a pleasure to be a member

It’s been a pleasure to be a member Reviewed on: 15th April 2025

Absolutely amazing and peace of mind

Absolutely amazing and peace of mind Reviewed on: 15th April 2025

Perfect every time.

Perfect every time. Regularly increase my limits. Brilliant customer service. My only gripe is it isnt easy to raise disputes on the app as it is with my other credit providers. On the whole im very happy with them. Reviewed on: 15th April 2025

Efficiency and good help.

Efficiency and good help. Friendly staff and understanding Reviewed on: 15th April 2025

Always had great service

Always had great service and extreely helpful when card stolen Reviewed on: 15th April 2025

Great customer service and offers are good.

Great customer service and offers are good. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.81 from 382 reviews
Flexicard
from Halifax 3.70 from 7 reviews
Balance Plus
from Capital One 4.20 from 4 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub