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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

It helps me when I don’t have fund to sort out my em...

It helps me when I don’t have fund to sort out my emergency, I recommend to my partner and he was approved, it is one of the credit card that helps to build my credit rating Reviewed on: 20th April 2026

Easy to use app, had no problems with 118 118.

Easy to use app, had no problems with 118. Straight forward to use and pay. Reviewed on: 20th April 2026

THe issuei have is monthlyfee pat more in charges th...

THe issuei have is monthlyfee pat more in charges then use card Reviewed on: 20th April 2026

Never had a bad experience.

Never had a bad experience. Very helpful and a great card Reviewed on: 20th April 2026

I have never had an issue, they have responded to an...

I have never had an issue, they have responded to any questions or dealt with any issues quick and with great care. Reviewed on: 20th April 2026

The best

Very easy do deal with if have a problem. Reviewed on: 20th April 2026

Excellent customer service!

I have had a loan with yourselves and always had good customer service. Reviewed on: 20th April 2026

Review of account

I have both a personal loan and credit card. Except for quite high Apr, I have had no problems with my account. Easy to access and the app is good. Reviewed on: 20th April 2026

Always very helpful when have needed to speak with t...

Always very helpful when have needed to speak with them Reviewed on: 20th April 2026

even i had not good credit 118 118 still helped me w...

even i had not good credit 118 118 still helped me with a card to build my credit score up Reviewed on: 20th April 2026

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