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118 118 Money: Credit Card reviews

Name: Credit Card
Rating: 4.78 (1101 reviews)

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4.84

Based on 1,101 reviews, last reviewed 12th Jun 2025

95500% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

Credit card Excellent service and an excellent application very easy to use,would recommend them to my family and friends. Reviewed on: 12th June 2025

Latest lowest rating:

1

bumped the apr up to 50%, i would never have conside... bumped the apr up to 50%, i would never have considered applying for a credit card with such a ludicrous rate Reviewed on: 15th April 2025

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118 118 Money Credit Card reviews (1101)

Great customer service especially in fraud cases

Great customer service especially in fraud cases Reviewed on: 15th April 2025

Good experience so far but only issue would be with...

Good experience so far but only issue would be with the expense of the interest Reviewed on: 15th April 2025

All in all the service is excellent customer service...

All in all the service is excellent customer service always helpful eager to please Reviewed on: 15th April 2025

it has been a life changer

i found the whole process very easy from applying to using my credit card and it helps me build my credit rating Reviewed on: 15th April 2025

Easy to contact via telephone and always getting bac...

Easy to contact via telephone and always getting back to me m Reviewed on: 15th April 2025

Simple and does exactly what it says on the tin .

Simple and does exactly what it says on the tin . Reviewed on: 15th April 2025

Great service.

Great service. Friendly staff. Overall really good experience getting credit has never been easier Reviewed on: 15th April 2025

My experience

My experience with 118 118 has Been good . Iv had no problems using my card the customer service has been good Reviewed on: 15th April 2025

The app is easy to use and iv never had...

The app is easy to use and iv never had any problems Reviewed on: 15th April 2025

I’ve been using the 118 118 Credit Card for a while...

I’ve been using the 118 118 Credit Card for a while now, and I have to say—it’s been a really solid experience. One of the biggest highlights is the fixed interest rate, which means no surprises or sudden rate changes like with other cards. It gives real peace of mind, especially when managing a budget. The application process was straightforward, and customer service has always been helpful and easy to reach whenever I had questions. I also appreciate that it’s designed to help build or rebuild credit, and it reports to all major credit agencies—perfect for anyone wanting to improve their credit score. Overall, I’d definitely recommend the 118 118 Credit Card to anyone looking for a reliable and transparent option, especially if you’re working on your financial future. Solid card, trustworthy service. Reviewed on: 15th April 2025

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