Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

View other 118 118 Money products

4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5639)

Highly recommended to one and all

Helpful staff from frst point of contact a few years ago to date. Definitely helped get myself back on track financially. No hestitation recommending to one and all. Credit history is on the way back up as it used to be. Easy to use app and helpful staff. Hae helped rebuild my self confidence. Reviewed on: 20th April 2026

I find using this card very easy, the app is very cl...

I find using this card very easy, the app is very clear and easy to use, Reviewed on: 20th April 2026

best credit card i really appreciate how they work a...

best credit card i really appreciate how they work and quick increase Reviewed on: 20th April 2026

I needed to change my phone number and the operater...

I needed to change my phone number and the operater was very helpful, talked me through asked me security questions, very polite & caring Reviewed on: 20th April 2026

All is transparent and very easy to use.

All is transparent and very easy to use. Reviewed on: 20th April 2026

Very good service excellent

Very good service excellent customer care Reviewed on: 20th April 2026

professional service, fast acceptance

professional service, fast acceptance Reviewed on: 20th April 2026

The card is great for emergency and when you are wai...

The card is great for emergency and when you are waiting on wages Reviewed on: 20th April 2026

118 has been really helpful lately as I have been th...

118 has been really helpful lately as I have been through a hard time, I’m now back to a good place with the financial backing from 118 Reviewed on: 20th April 2026

Very good service and online customer service

Very good service and online customer service Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Initial Credit Card
from Barclaycard 3.60 from 122 reviews
Gold Credit Card
from American Express 4.52 from 25 reviews
Credit Card
from Metro Bank 4.69 from 880 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4607 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub