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118 118 Money: Credit Card reviews

4.84
Based on 1,103 reviews, last reviewed 9th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025
Anthony d's avatar
Anthony d

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025
Lee's avatar
Lee

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Review 118 118 Money: Credit Card now

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118 118 Money Credit Card reviews (1103)

The app is easy to use and iv never had...

5
The app is easy to use and iv never had any problems Reviewed on: 15th April 2025

I’ve been using the 118 118 Credit Card for a while...

5
I’ve been using the 118 118 Credit Card for a while now, and I have to say—it’s been a really solid experience. One of the biggest highlights is the fixed interest rate, which means no surprises or sudden rate changes like with other cards. It gives real peace of mind, especially when managing a budget. The application process was straightforward, and customer service has always been helpful and easy to reach whenever I had questions. I also appreciate that it’s designed to help build or rebuild credit, and it reports to all major credit agencies—perfect for anyone wanting to improve their credit score. Overall, I’d definitely recommend the 118 118 Credit Card to anyone looking for a reliable and transparent option, especially if you’re working on your financial future. Solid card, trustworthy service. Reviewed on: 15th April 2025

Excellent

5
Easy to use and great service. Highly recommend 118 118 money Reviewed on: 15th April 2025

118 118 Money have been brilliant.

5
118 118 Money have been brilliant. Their credit card app is very easy to use. It displays offers, and lets you know in a nice easy to read visual you current blance and avaiable credit. Reviewed on: 15th April 2025

Keeps me updated with my account

5
Keeps me updated on all things to do with my account , billing and credit. Very very happy Reviewed on: 15th April 2025

Good card with customer service that actually listen...

5
Good card with customer service that actually listens to you and helps Reviewed on: 15th April 2025

Efficient and friendly service with an easy to navig...

5
Efficient and friendly service with an easy to navigate app to keep a track on spending and payments. Reviewed on: 15th April 2025

I recently changed my surname due to marriage and cu...

5
I recently changed my surname due to marriage and customer service was swift at sorting out my new card and changing details on the app for me Reviewed on: 15th April 2025

Since being with 118118 my credit score has improved.!!

5
Since being with 118118 my credit score has improved. The customer service has always been excellent. I am always kept upto date as to when my payments are due (via a polite email), for my credit card and loan. . I have already recommended 118118 to members of the family. It really does feel as though as they say " With you- shoulder to shoulder". Reviewed on: 15th April 2025

Great customer service easy app just perfect

5
Great customer service easy app just perfect Reviewed on: 15th April 2025

Review 118 118 Money: Credit Card now

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