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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

A really intuitive and user-friendly service.

A really intuitive and user-friendly service. Reviewed on: 20th April 2026

Generally find the app and card very easy to get alo...

Generally find the app and card very easy to get along with but I have a subscription problem with money being taken from my account on a set date which has been going on for 3 years now, thats disbite sending e-mails ,and phone calls asking for the payments too e stopped. Strange that 118 can call the fraudulent receiving company concerned, when I have tried every Number on the Web site but cannot get someone to answer having spent hours to try. For 3 years now all I get from 118 118 a confirming that they managed to get hold of the company and that no more payments will be taken.? I still had a payment taken last year even though I cancelled my card as advised too so that I had and New Number to my card which also should have stopped further collections. I have taken this to be a very POOR customer service with myself having lost £118.68 to date. Not good but hope it doesn’t happen again, as apart from this on going problem, the app is certainly improved and I have found 118 118 to be an excellent Credit & Loan Lender very helpful . Reviewed on: 20th April 2026

The best!!!!

Easy services.. app is super easy too! Great customer service Reviewed on: 20th April 2026

Just a great company and a great card

Just a great company and a great card Reviewed on: 20th April 2026

I always receive new offers the credit limit is incr...

I always receive new offers the credit limit is increased quite often Reviewed on: 20th April 2026

A big help to all my needs.

A big help to all my needs. it provides convenience and flexibility in managing everyday expenses. I find it especially useful for larger purchases and online payments, and the added security and fraud protection give me confidence when spending. Reviewed on: 20th April 2026

Highly recommended to one and all

Helpful staff from frst point of contact a few years ago to date. Definitely helped get myself back on track financially. No hestitation recommending to one and all. Credit history is on the way back up as it used to be. Easy to use app and helpful staff. Hae helped rebuild my self confidence. Reviewed on: 20th April 2026

I find using this card very easy, the app is very cl...

I find using this card very easy, the app is very clear and easy to use, Reviewed on: 20th April 2026

best credit card i really appreciate how they work a...

best credit card i really appreciate how they work and quick increase Reviewed on: 20th April 2026

I needed to change my phone number and the operater...

I needed to change my phone number and the operater was very helpful, talked me through asked me security questions, very polite & caring Reviewed on: 20th April 2026

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