Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (3224 reviews)

View other 118 118 Money products

4.85

Based on 3,224 reviews, last reviewed 19th Apr 2026

190300% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

My experience with 118 118 is good in overall but so... My experience with 118 118 is good in overall but sometimes when in need coustomer support they take very long time and this card should make some cha... Read more Reviewed on: 19th April 2026

Latest lowest rating:

1

Customer service was shocking was unable to change m... Customer service was shocking was unable to change my address Reviewed on: 15th April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (3224)

Fair and easy to apply.

Fair and easy to apply. Regular increases if paid on time etc customer services are great Reviewed on: 4th April 2026

Brilliant

Great companie and any problems they are there straight away best companie ive had from 118 Reviewed on: 4th April 2026

118 are all you need

118 are really efficient and the app is really easy to use, and they really are helpful and always keep you informed about new products and how any changes might affect you as a customer, they really do provide a great service. Reviewed on: 4th April 2026

Great card for everyday use, easy to use app

Great card for everyday use, easy to use app Reviewed on: 4th April 2026

Excellent customer service and very helpful app

Excellent customer service and very helpful app Reviewed on: 4th April 2026

Very easy application, very easy to use app

Very easy application, very easy to use app Reviewed on: 4th April 2026

Great - would recommend.

Great - would recommend. Really helpful and very easy to deal with. Reviewed on: 4th April 2026

Improved my credit score

Really good, it has helped me improve my credit score, but is a lot lower Apr than many similar products for those with lower credit scores Reviewed on: 4th April 2026

Very good so far, haven’t had any problems everythin...

Very good so far, haven’t had any problems everything seems well. Reviewed on: 4th April 2026

118 Money have been wonderful when it comes to my cr...

118 Money have been wonderful when it comes to my credit cards. Reviewed on: 4th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.25 from 107 reviews
Select Credit Card
from Nationwide 3.89 from 12 reviews
Clear Rate Platinum Credit Card
from NatWest 3.85 from 19 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.88 from 3128 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub