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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Customer service

Could do more on customer service and contact options Reviewed on: 20th April 2026

All good very pleased with the ease of use

All good very pleased with the ease of use Reviewed on: 20th April 2026

Maybe website is very clear and easy to use.

Maybe website is very clear and easy to use. If you need to contact customer services the you get a very helpful and polite response every time Reviewed on: 20th April 2026

credit card

Good service and good product bit high intrest Reviewed on: 20th April 2026

Had a credit card with them for a while straightforw...

Had a credit card with them for a while straightforward app and regular credit increases. Reviewed on: 20th April 2026

Worthwhile

Was great costomerservice is help full Reviewed on: 20th April 2026

Very quick and understandable I applied on line and...

Very quick and understandable I applied on line and has an answer in a matter of 10 mins Reviewed on: 20th April 2026

Great customer service.

Great customer service. The app is clear and not frustrating. Reviewed on: 20th April 2026

good experience, no complaint, staff have always bee...

good experience, no complaint, staff have always been kind, considerate & helpful over the phone :) I had to ring on one occasions due to a missed payment as i changed bank accounts, i rang the same day and the issue was resolved and i was reassured this would not harm my credit score. Reviewed on: 20th April 2026

Awesome to have this card

It great to be part of 118118 highly recommend to friends and family to have fun Reviewed on: 20th April 2026

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