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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Professional team

I am very pleased with 118 118 Money, professional team Reviewed on: 20th April 2026

Easy to use easy

Very easy to apply the app is great to make you think twice about a purchase. Very helpful to be able to see where you are at a glance Reviewed on: 20th April 2026

Easy to use and navigate good customer service

Easy to use and navigate good customer service Reviewed on: 20th April 2026

Interest rate is crazy you pay the monthly payment a...

Interest rate is crazy you pay the monthly payment and almost all is for interest.Dont get this card Reviewed on: 20th April 2026

Great service.

Great service. Second to none. Easy to understand and offered credit limit increase and loan very quickly Reviewed on: 20th April 2026

Good customer services they provide an efficient wit...

Good customer services they provide an efficient with high quality advice and assistance as well as assessment services for people threatened with financial situation and in my circumstances I have been able to get a higher credit on my account Reviewed on: 20th April 2026

Simple, clear and easy to follow

The application process was simple, clear and easy to follow. The questions were straightforward, the journey felt well organised, and I was able to complete everything without confusion or unnecessary delays. A smooth and user-friendly experience overall. Reviewed on: 20th April 2026

Poor credit rating these are the people to deal with

I have a poor credit rating but they were great at supporting me with a credit card that will help build my credit without extortionate rates Reviewed on: 20th April 2026

Helped me greatly when I needed it , thankyou

Helped me greatly when I needed it , thankyou Reviewed on: 20th April 2026

My review

It’s a no hassle credit card exactly what I needed Reviewed on: 20th April 2026

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